# iM뱅크 기업 vs iM캐피탈

The clearest difference is review sentiment: iM캐피탈 at 47% against iM뱅크 기업's 18%. iM캐피탈 also leads on monetization model (free vs ad-supported) and iOS requirement (11.0 vs 15.0). iM뱅크 기업's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iM뱅크 기업 ships an update monthly, iM캐피탈 every 3 months. The most recent releases landed on September 19, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | iM뱅크 기업 | iM캐피탈 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 18.2% of reviews | **46.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 155 MB | 83 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [iM Bank Co., Ltd.](https://appshunter.io/developer/484856086) | [iM Capital Co., Ltd.](https://appshunter.io/developer/1550234876) |

## What reviewers say

### iM뱅크 기업

[App page](https://appshunter.io/ios/app/im/id966412270)

Manage your business finances with ease. Open accounts, apply for loans, and access various financial products conveniently. Features include digital OTP issuance and personalized account management.

**Highlights:** Digital account opening and sign-up, Easy access to savings, loans, and foreign exchange products, Digital OTP issuance for personal businesses, Personalized My Page with account and schedule management, Convenient financial product enrollment and cancellation

**Features:** Vision Pro support

**In-app purchases:** none


### iM캐피탈

[App page](https://appshunter.io/ios/app/im/id1575308199)

Access various loan products, from personal credit to secured and auto loans, with a 1-minute credit limit inquiry that doesn't affect your credit score. Manage your loans, check asset values, and apply for new loans seamlessly.

**Highlights:** 1-minute credit limit inquiry, Personal, secured, and auto loan products, Loan management and payment tracking, Real estate and vehicle market value checks, Non-face-to-face loan application, Customizable home screen

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iM뱅크 기업 free?

iM뱅크 기업 is free to download, with no in-app purchases.

### Is iM캐피탈 free?

iM캐피탈 is free to download, with no in-app purchases.

### Do iM뱅크 기업 or iM캐피탈 have ads?

Neither iM뱅크 기업 nor iM캐피탈 shows ads.

### Which is updated more often, iM뱅크 기업 or iM캐피탈?

iM뱅크 기업 ships an update monthly, and iM캐피탈 every 3 months. Most recently, iM뱅크 기업 was updated on September 19, 2026 and iM캐피탈 on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*