# AEM vs Banco Montepio

The clearest difference is update cadence: Banco Montepio at monthly against AEM's every 40 months. AEM's advantage is iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AEM ships an update every 40 months, Banco Montepio monthly. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | AEM | Banco Montepio |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 40 months | **Monthly** |
| Size | 9 MB | 151 MB |
| Requires iOS | **11.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SYMEX ECONOMICS](https://appshunter.io/developer/542914104) | [Caixa Económica Montepio Geral](https://appshunter.io/developer/1215289043) |

## What reviewers say

### AEM

[App page](https://appshunter.io/ios/app/aem/id968342993)

**Features:** macOS Compatibility

**In-app purchases:** none


### Banco Montepio

[App page](https://appshunter.io/ios/app/banco-montepio/id6738487629)

**In-app purchases:** none


## Frequently asked questions

### Is AEM free?

AEM is free to download, with no in-app purchases.

### Is Banco Montepio free?

Banco Montepio is free to download, with no in-app purchases.

### Do AEM or Banco Montepio have ads?

Neither AEM nor Banco Montepio shows ads.

### Which is updated more often, AEM or Banco Montepio?

AEM ships an update every 40 months, and Banco Montepio monthly. Most recently, AEM was updated on October 26, 2026 and Banco Montepio on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*