# AEM vs My Montepio

The clearest difference is update cadence: My Montepio at fortnightly against AEM's every 40 months. AEM's advantage is iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AEM ships an update every 40 months, My Montepio fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | AEM | My Montepio |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 40 months | **Fortnightly** |
| Size | 9 MB | 74 MB |
| Requires iOS | **11.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [SYMEX ECONOMICS](https://appshunter.io/developer/542914104) | [Associação Mutualista Montepio](https://appshunter.io/developer/1211333113) |

## What reviewers say

### AEM

[App page](https://appshunter.io/ios/app/aem/id968342993)

**Features:** macOS Compatibility

**In-app purchases:** none


### My Montepio

[App page](https://appshunter.io/ios/app/my-montepio/id6741686791)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AEM free?

AEM is free to download, with no in-app purchases.

### Is My Montepio free?

My Montepio is free to download, with no in-app purchases.

### Do AEM or My Montepio have ads?

Neither AEM nor My Montepio shows ads.

### Which is updated more often, AEM or My Montepio?

AEM ships an update every 40 months, and My Montepio fortnightly. Most recently, AEM was updated on October 26, 2026 and My Montepio on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*