# my nib NZ vs Ryzon

The clearest difference is in-app purchases: my nib NZ at none against Ryzon's 2. Ryzon's advantage is update cadence (every 3 days vs fortnightly) and iOS requirement (16.4 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. Ryzon sells 2 in-app purchases, starting at $4.99 per month. my nib NZ asks for nothing beyond the download.

my nib NZ ships an update fortnightly, Ryzon every 3 days. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | my nib NZ | Ryzon |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 11.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Ad-supported | — |
| Size | 52 MB | 56 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [nib newzealand](https://appshunter.io/developer/968982317) | [Joshua de Wit](https://appshunter.io/developer/6779139719) |

## What reviewers say

### my nib NZ

[App page](https://appshunter.io/ios/app/my-nib-nz/id968982318)

Manage your health insurance policy and make claims easily on your mobile device. Access policy details, update personal information, and find healthcare providers. Includes a health and wellbeing tool.

**Highlights:** Make health insurance claims, Request pre-approvals, View policy summary, Update personal details, Find healthcare providers, Access health and wellbeing tool

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ⭐ Used to be easy to use (historical)
- ⭐ Used to be simple to set up (historical)
- ⭐ Used to make claiming easy (historical)

**What reviewers complain about**

- ❌ Cannot log in
- ❌ App doesn't work
- ❌ App is pointless
- ❌ Information hard to find
- ❌ Unhelpful advertisements

**Reported bugs**

- Cannot log in
- App crashes
- Submit button unresponsive
- App forces re-login
- Passwordless email verification issues

**Requested features**

- Option to remove pin
- Support for newer iPhone models
- Ability to add multiple receipts at once
- Option to save bank account details
- Autofill login details


### Ryzon

[App page](https://appshunter.io/ios/app/ryzon/id6779139717)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ryzon Pro | $4.99 | per month |
| Ryzon Pro | $39.99 | per year |


## Frequently asked questions

### Is my nib NZ free?

my nib NZ is free to download, with no in-app purchases.

### Is Ryzon free?

Ryzon is free to download, with in-app purchases available.

### Do my nib NZ or Ryzon have ads?

Neither my nib NZ nor Ryzon shows ads.

### Which is updated more often, my nib NZ or Ryzon?

my nib NZ ships an update fortnightly, and Ryzon every 3 days. Most recently, my nib NZ was updated on October 21, 2026 and Ryzon on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*