# mPay vs ZZL

The clearest difference is ads: ZZL at none against mPay's shown. ZZL also leads on monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs every 5 weeks). mPay's advantage is review sentiment (22% vs 13%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mPay ships an update every 5 weeks, ZZL every 2 weeks. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | mPay | ZZL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (25 ratings)](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | **21.6% of reviews** | 13.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 186 MB | 77 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [mPay S.A.](https://appshunter.io/developer/969104509) | [Kamsoft S.A.](https://appshunter.io/developer/988750703) |

## What reviewers say

### mPay

[App page](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510)

Manage all your finances in one app. Pay for public transport, parking, and insurance. Send and receive money instantly, and access flexible loan options.

**Highlights:** Multicurrency debit card, Instant money transfers, Public transport and train tickets, Parking payments, Car and travel insurance, In-app loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### ZZL

[App page](https://appshunter.io/ios/app/zzl/id1067311096)

This mobile application allows users to access and manage reports from the KS-ZZL system. It provides a convenient way to view financial and operational data on the go.

**Highlights:** Access KS-ZZL system reports, Mobile report management, View financial data, View operational data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mPay free?

mPay is free to download, with no in-app purchases.

### Is ZZL free?

ZZL is free to download, with no in-app purchases.

### Do mPay or ZZL have ads?

mPay shows ads; ZZL does not.

### Which is updated more often, mPay or ZZL?

mPay ships an update every 5 weeks, and ZZL every 2 weeks. Most recently, mPay was updated on September 22, 2026 and ZZL on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*