# mPay vs e

The clearest difference is rating: mPay at 3.5 against e's 2.6. mPay also leads on update cadence (every 5 weeks vs every 22 months) and review sentiment (22% vs 11%). e's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mPay holds the better App Store score, 3.5 against 2.6. That said, the two scores are not equally well evidenced: mPay has 25 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 22% of mPay's written reviews are positive against 11% of e's.

mPay ships an update every 5 weeks, e every 22 months. The most recent releases landed on October 19, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | mPay | e |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (25 ratings)](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/e-kartoteka/id1440618758/reviews) |
| Number of ratings | **25** | 5 |
| Positive reviews | **21.6% of reviews** | 11.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 22 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 186 MB | 9 MB |
| Requires iOS | **15.6** | 17.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [mPay S.A.](https://appshunter.io/developer/969104509) | [MIESZCZANIN INFORMATYKA Sp. z o. o.](https://appshunter.io/developer/1440618757) |

## What reviewers say

### mPay

[App page](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510)

Manage all your finances in one app. Pay for public transport, parking, and insurance. Send and receive money instantly, and access flexible loan options.

**Highlights:** Multicurrency debit card, Instant money transfers, Public transport and train tickets, Parking payments, Car and travel insurance, In-app loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### e

[App page](https://appshunter.io/ios/app/e-kartoteka/id1440618758)

Manage your property finances and communicate with your building management and neighbors. Access billing information, report issues, and stay updated on community announcements and documents.

**Highlights:** Property and community information, Billing and payment tracking, Media fee settlements, Communication with property manager, Issue reporting, Community bulletin board and forum, Access to documents and resolutions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mPay free?

mPay is free to download, with no in-app purchases.

### Is e free?

e is free to download, with no in-app purchases.

### Which has better reviews, mPay or e?

mPay is rated higher. mPay averages 3.5 out of 5 from 25 ratings, while e averages 2.6 from 5 ratings.

### Do mPay or e have ads?

mPay shows ads; e does not.

### Which is updated more often, mPay or e?

mPay ships an update every 5 weeks, and e every 22 months. Most recently, mPay was updated on October 19, 2026 and e on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*