# mPay vs mBank Junior

The clearest difference is ads: mBank Junior at none against mPay's shown. mPay's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 18.0). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mPay ships an update every 5 weeks, mBank Junior every 2 months. The most recent releases landed on October 23, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | mPay | mBank Junior |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (25 ratings)](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 21.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 186 MB | 73 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [mPay S.A.](https://appshunter.io/developer/969104509) | [mBank S.A.](https://appshunter.io/developer/678096910) |

## What reviewers say

### mPay

[App page](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510)

Manage all your finances in one app. Pay for public transport, parking, and insurance. Send and receive money instantly, and access flexible loan options.

**Highlights:** Multicurrency debit card, Instant money transfers, Public transport and train tickets, Parking payments, Car and travel insurance, In-app loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### mBank Junior

[App page](https://appshunter.io/ios/app/mbank-junior/id1527232030)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mPay free?

mPay is free to download, with no in-app purchases.

### Is mBank Junior free?

mBank Junior is free to download, with no in-app purchases.

### Do mPay or mBank Junior have ads?

mPay shows ads; mBank Junior does not.

### Which is updated more often, mPay or mBank Junior?

mPay ships an update every 5 weeks, and mBank Junior every 2 months. Most recently, mPay was updated on October 23, 2026 and mBank Junior on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*