# mPay vs MamonApp

The clearest difference is in-app purchases: mPay at none against MamonApp's 2. MamonApp's advantage is ads (none vs shown) and update cadence (every 4 days vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. MamonApp sells 2 in-app purchases, starting at $0.99 per month. mPay asks for nothing beyond the download.

mPay ships an update every 5 weeks, MamonApp every 4 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | mPay | MamonApp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (25 ratings)](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 21.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 186 MB | 21 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 9+ |
| Developer | [mPay S.A.](https://appshunter.io/developer/969104509) | [Frigg Systems Sp. z o.o.](https://appshunter.io/developer/1647736756) |

## What reviewers say

### mPay

[App page](https://appshunter.io/ios/app/mpay-mobile-payments/id969104510)

Manage all your finances in one app. Pay for public transport, parking, and insurance. Send and receive money instantly, and access flexible loan options.

**Highlights:** Multicurrency debit card, Instant money transfers, Public transport and train tickets, Parking payments, Car and travel insurance, In-app loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### MamonApp

[App page](https://appshunter.io/ios/app/mamonapp-expense-tracker/id6698896333)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MamonApp monthly subscription | $0.99 | per month |
| MamonApp annual subscription | $9.99 | per year |


## Frequently asked questions

### Is mPay free?

mPay is free to download, with no in-app purchases.

### Is MamonApp free?

MamonApp is free to download, with in-app purchases available.

### Do mPay or MamonApp have ads?

mPay shows ads; MamonApp does not.

### Which is updated more often, mPay or MamonApp?

mPay ships an update every 5 weeks, and MamonApp every 4 days. Most recently, mPay was updated on October 29, 2026 and MamonApp on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*