# Qapital vs Win Tracker

The clearest difference is price: Qapital at Free against Win Tracker's $4.99. Qapital also leads on update cadence (fortnightly vs every 8 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Qapital is free to download; Win Tracker costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Qapital ships an update fortnightly, Win Tracker every 8 months. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Qapital | Win Tracker |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | **[4.8 (86K ratings)](https://appshunter.io/ios/app/qapital-the-money-saving-app/id969977669/reviews)** | — |
| Number of ratings | **86K** | — |
| Positive reviews | 77.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 8 months |
| Monetization | Subscription | — |
| Size | 580 MB | 298 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Qapital, LLC](https://appshunter.io/developer/969977668) | [Sean OHara](https://appshunter.io/developer/701098956) |

## What reviewers say

### Qapital

[App page](https://appshunter.io/ios/app/qapital-the-money-saving-app/id969977669)

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

**Highlights:** Automated savings goals, Smart budgeting rules, Invest in ETFs, Weekly spending card, Partnered goal saving, Progress tracking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💰 Effective savings tool
- 📈 Helps build good financial habits
- 🤝 Useful for joint savings goals
- 🤖 Automated savings rules
- 💳 Convenient debit card

**What reviewers complain about**

- 🕰️ Slow money transfers
- 🔒 Difficulty reconnecting bank accounts
- 💰 Unexpected fees/charges
- 🤝 Lack of visibility into joint goal contributions
- 🤖 Inflexible savings rules

**Reported bugs**

- App crashes and freezes
- Disconnection issues with bank accounts
- Incorrect or delayed transaction tracking

**Requested features**

- Ability to exclude certain transactions from savings rules
- More customization options for savings rules
- Faster money transfers
- Improved visibility into joint goal progress
- Free tier or waived fees for long-term users


### Win Tracker

[App page](https://appshunter.io/ios/app/win-tracker/id6479729065)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Qapital free?

Qapital is free to download, with no in-app purchases.

### Is Win Tracker free?

Win Tracker costs $4.99, with no in-app purchases.

### Do Qapital or Win Tracker have ads?

Neither Qapital nor Win Tracker shows ads.

### Which is updated more often, Qapital or Win Tracker?

Qapital ships an update fortnightly, and Win Tracker every 8 months. Most recently, Qapital was updated on October 28, 2026 and Win Tracker on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*