# EvocaTOUCH vs U!Pay

The clearest difference is rating: EvocaTOUCH at 4.1 against U!Pay's 3.2. EvocaTOUCH also leads on review sentiment (37% vs 21%) and update cadence (fortnightly vs monthly). U!Pay's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EvocaTOUCH holds the better App Store score, 4.1 against 3.2. Both are backed by a comparable volume of ratings — 59 and 22 respectively. Written reviews point the same way: 37% of EvocaTOUCH's written reviews are positive against 21% of U!Pay's.

EvocaTOUCH ships an update fortnightly, U!Pay monthly. The most recent releases landed on October 9, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | EvocaTOUCH | U!Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (59 ratings)](https://appshunter.io/ios/app/evocatouch/id970309076/reviews)** | [3.2 (22 ratings)](https://appshunter.io/ios/app/upay/id1165358976/reviews) |
| Number of ratings | **59** | 22 |
| Positive reviews | **36.5% of reviews** | 21.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 289 MB | 150 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EVOCABANK CJSC](https://appshunter.io/developer/970309075) | [Ucom LLC](https://appshunter.io/developer/547203748) |

## What reviewers say

### EvocaTOUCH

[App page](https://appshunter.io/ios/app/evocatouch/id970309076)

Manage your banking and finances with unlimited access to services anytime, anywhere. This app offers tools to save time, allowing you to make transfers, payments, and manage accounts efficiently and securely.

**Highlights:** Open and manage accounts online, Order cards with free delivery, Make utility payments, Exchange currencies, Make contactless payments, Get online loans and deposits, Track payments

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### U!Pay

[App page](https://appshunter.io/ios/app/upay/id1165358976)

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

**Highlights:** Instant payments, Money transfers, Money withdrawal, User-friendly design, High security, PIN transaction approval

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EvocaTOUCH free?

EvocaTOUCH is free to download, with no in-app purchases.

### Is U!Pay free?

U!Pay is free to download, with no in-app purchases.

### Which has better reviews, EvocaTOUCH or U!Pay?

EvocaTOUCH is rated higher. EvocaTOUCH averages 4.1 out of 5 from 59 ratings, while U!Pay averages 3.2 from 22 ratings.

### Do EvocaTOUCH or U!Pay have ads?

Neither EvocaTOUCH nor U!Pay shows ads.

### Which is updated more often, EvocaTOUCH or U!Pay?

EvocaTOUCH ships an update fortnightly, and U!Pay monthly. Most recently, EvocaTOUCH was updated on October 9, 2026 and U!Pay on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*