# Repay vs Repays

The clearest difference is price: Repays at Free against Repay's $0.99. Repays also leads on iOS requirement (12.0 vs 15.0). On update cadence, ads, in-app purchases and device support there is nothing between them.

Repays is free to download; Repay costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Repay ships an update every 19 months, Repays every 16 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Repay | Repays |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 16 months** |
| Size | 1 MB | 84 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Dirrik Emmen](https://appshunter.io/developer/971762282) | [Furkan Aratman](https://appshunter.io/developer/1545184661) |

## What reviewers say

### Repay

[App page](https://appshunter.io/ios/app/repay-loan-calculator/id971762283)

**Features:** Vision Pro support

**In-app purchases:** none


### Repays

[App page](https://appshunter.io/ios/app/repays/id6447083107)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Repay free?

Repay costs $0.99, with no in-app purchases.

### Is Repays free?

Repays is free to download, with no in-app purchases.

### Do Repay or Repays have ads?

Neither Repay nor Repays shows ads.

### Which is updated more often, Repay or Repays?

Repay ships an update every 19 months, and Repays every 16 months. Most recently, Repay was updated on November 6, 2026 and Repays on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*