# Paynom vs Kerno Contigo

The clearest difference is update cadence: Paynom at fortnightly against Kerno Contigo's every 6 weeks. Paynom also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paynom ships an update fortnightly, Kerno Contigo every 6 weeks. The most recent releases landed on November 1, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Paynom | Kerno Contigo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (20 ratings)](https://appshunter.io/ios/app/paynom/id972752676/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 15.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 52 MB | 29 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Bisontec](https://appshunter.io/developer/1189625593) | [SEKURA OPERADORA, S.A. DE C.V.](https://appshunter.io/developer/1485072635) |

## What reviewers say

### Paynom

[App page](https://appshunter.io/ios/app/paynom/id972752676)

This app allows businesses to offer employees a short-term credit balance for services like phone top-ups, bill payments, and insurance. Employees can conveniently pay for various services from home or office, with 24/7 payment processing.

**Highlights:** Payroll discount payments, Credit/debit card payments, Airtime top-ups, Service bill payments, Insurance purchases, Wide variety of brands and services, 24/7 payment processing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kerno Contigo

[App page](https://appshunter.io/ios/app/kerno-contigo/id6502961274)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paynom free?

Paynom is free to download, with no in-app purchases.

### Is Kerno Contigo free?

Kerno Contigo is free to download, with no in-app purchases.

### Do Paynom or Kerno Contigo have ads?

Neither Paynom nor Kerno Contigo shows ads.

### Which is updated more often, Paynom or Kerno Contigo?

Paynom ships an update fortnightly, and Kerno Contigo every 6 weeks. Most recently, Paynom was updated on November 1, 2026 and Kerno Contigo on November 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*