# Flagstar Mobile Banking vs My MSB

Flagstar Mobile Banking and My MSB both sit at 4.7 stars, but that hides the real split: 50% of My MSB's written reviews are positive against 22% of Flagstar Mobile Banking's. My MSB also leads on update cadence (monthly vs every 3 months). Flagstar Mobile Banking's advantage is ratings volume (22K vs 163) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Flagstar Mobile Banking against 4.8 for My MSB. That said, the two scores are not equally well evidenced: Flagstar Mobile Banking has 22K ratings behind it against 163, so its average is the more settled of the two. Written reviews are what separate them: 22% of Flagstar Mobile Banking's written reviews are positive against 50% of My MSB's.

Flagstar Mobile Banking ships an update every 3 months, My MSB monthly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Flagstar Mobile Banking | My MSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (22K ratings)](https://appshunter.io/ios/app/flagstar-mobile-banking/id972805390/reviews) | **[4.8 (163 ratings)](https://appshunter.io/ios/app/my-msb/id1346156974/reviews)** |
| Number of ratings | **22K** | 163 |
| Positive reviews | 21.7% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 100 MB | 153 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [New York Community Bank](https://appshunter.io/developer/972805389) | [The Miners State Bank](https://appshunter.io/developer/1346156973) |

## What reviewers say

### Flagstar Mobile Banking

[App page](https://appshunter.io/ios/app/flagstar-mobile-banking/id972805390)

Manage your finances conveniently from your mobile device. Enroll directly, view balances and transactions, pay bills, send money, and deposit checks. Access credit scores and manage your debit card with ease.

**Highlights:** On-device enrollment, Instant Balance, Fingerprint/Face ID login, Mobile Alerts, Bill Pay, Send Money with Zelle®, Mobile Deposit, Card Controls

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth and improved app
- 🚀 Convenient and easy to use
- 💡 Mobile check deposit works great

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🔒 Unreliable security features
- 🕰️ Slow response times
- 🚫 Inability to access accounts
- 💰 Slow fund crediting and hidden fees

**Reported bugs**

- Login issues and credential validation problems
- Frequent maintenance and downtime without notice
- Incompatibility with newer iOS versions
- Issues with external transfers and mobile deposits

**Requested features**

- Face ID/Touch ID login
- Ability to add external accounts
- More detailed account information and analytics
- Improved Zelle integration
- Better notification system for transactions


### My MSB

[App page](https://appshunter.io/ios/app/my-msb/id1346156974)

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security with 4-digit passcode

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Flagstar Mobile Banking free?

Flagstar Mobile Banking is free to download, with no in-app purchases.

### Is My MSB free?

My MSB is free to download, with no in-app purchases.

### Which has better reviews, Flagstar Mobile Banking or My MSB?

My MSB is rated higher. Flagstar Mobile Banking averages 4.7 out of 5 from 22K ratings, while My MSB averages 4.8 from 163 ratings.

### Do Flagstar Mobile Banking or My MSB have ads?

Both Flagstar Mobile Banking and My MSB show ads.

### Which is updated more often, Flagstar Mobile Banking or My MSB?

Flagstar Mobile Banking ships an update every 3 months, and My MSB monthly. Most recently, Flagstar Mobile Banking was updated on November 6, 2026 and My MSB on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*