# PayBacks vs Hangover Predictor

The clearest difference is review sentiment: PayBacks at 67% against Hangover Predictor's 0%. PayBacks also leads on monetization model (free with in-app purchases vs subscription) and update cadence (every 3 months vs every 6 months). Hangover Predictor's advantage is rating (4.3 vs 3.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. PayBacks sells 2 one-off in-app purchases and Hangover Predictor sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Hangover Predictor holds the better App Store score, 4.3 against 3.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews complicate that: 67% of PayBacks's written reviews are positive against 0% of Hangover Predictor's, so the app with the better star average is not the one people write more warmly about.

PayBacks ships an update every 3 months, Hangover Predictor every 6 months. The most recent releases landed on October 8, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | PayBacks | Hangover Predictor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/paybacks/id973145698/reviews) | **[4.3 (3 ratings)](https://appshunter.io/ios/app/hangover-predictor/id6742864386/reviews)** |
| Number of ratings | 2 | **3** |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 6 months |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 51 MB | 8 MB |
| Requires iOS | **10.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Cristina Buga](https://appshunter.io/developer/973024381) | [Matthew Lee](https://appshunter.io/developer/1606234335) |

## What reviewers say

### PayBacks

[App page](https://appshunter.io/ios/app/paybacks/id973145698)

Easily track money lent and borrowed. Get reminders for due dates and mark payments as complete. Send friendly reminders to friends who owe you money.

**Highlights:** Track money lent and borrowed, Add payment details, Reminders for due dates, Mark payments as paid, Send friendly reminders, Siri integration

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |
| Unlimited Payments | $2.99 | one-time |


### Hangover Predictor

[App page](https://appshunter.io/ios/app/hangover-predictor/id6742864386)

This AI-powered app predicts your future hangover based on your drinking habits. Compete with friends, track your limits, and share proof of your post-drinking state. Drink responsibly and know your limits before it's too late.

**Highlights:** Real-time hangover predictions, Social drinking competitions, Post-drinking selfie proof, Personal drinking limit tracking, AI-powered analysis

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hangover Pro | $0.99 | per month |


## Frequently asked questions

### Is PayBacks free?

PayBacks is free to download, with in-app purchases available.

### Is Hangover Predictor free?

Hangover Predictor is free to download, with in-app purchases available.

### Which has better reviews, PayBacks or Hangover Predictor?

Hangover Predictor is rated higher. PayBacks averages 3.0 out of 5 from 2 ratings, while Hangover Predictor averages 4.3 from 3 ratings.

### Do PayBacks or Hangover Predictor have ads?

Neither PayBacks nor Hangover Predictor shows ads.

### Which is updated more often, PayBacks or Hangover Predictor?

PayBacks ships an update every 3 months, and Hangover Predictor every 6 months. Most recently, PayBacks was updated on October 8, 2026 and Hangover Predictor on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*