# Rabo SmartPin vs Mijn SEPAY

The clearest difference is update cadence: Rabo SmartPin at every 3 weeks against Mijn SEPAY's every 3 months. Mijn SEPAY's advantage is iOS requirement (9 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rabo SmartPin ships an update every 3 weeks, Mijn SEPAY every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Rabo SmartPin | Mijn SEPAY |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Size | 149 MB | 38 MB |
| Requires iOS | 15.0 | **9** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rabobank Nederland](https://appshunter.io/developer/300926680) | [SEPAY B.V.](https://appshunter.io/developer/1523057003) |

## What reviewers say

### Rabo SmartPin

[App page](https://appshunter.io/ios/app/rabo-smartpin/id973973881)

**Features:** Vision Pro support

**In-app purchases:** none


### Mijn SEPAY

[App page](https://appshunter.io/ios/app/mijn-sepay/id1523057001)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rabo SmartPin free?

Rabo SmartPin is free to download, with no in-app purchases.

### Is Mijn SEPAY free?

Mijn SEPAY is free to download, with no in-app purchases.

### Do Rabo SmartPin or Mijn SEPAY have ads?

Neither Rabo SmartPin nor Mijn SEPAY shows ads.

### Which is updated more often, Rabo SmartPin or Mijn SEPAY?

Rabo SmartPin ships an update every 3 weeks, and Mijn SEPAY every 3 months. Most recently, Rabo SmartPin was updated on November 6, 2026 and Mijn SEPAY on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*