# Mortgage Calculator + vs FlexBudget

The clearest difference is update cadence: Mortgage Calculator + at every 3 weeks against FlexBudget's every 7 months. Mortgage Calculator + also leads on ratings volume (233 vs 1). FlexBudget's advantage is rating (5.0 vs 4.6) and iOS requirement (13.4 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Mortgage Calculator + sells 3 one-off in-app purchases and FlexBudget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

FlexBudget holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Mortgage Calculator + has 233 ratings behind it against 1, so its average is the more settled of the two.

Mortgage Calculator + ships an update every 3 weeks, FlexBudget every 7 months. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Mortgage Calculator + | FlexBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (233 ratings)](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/flexbudget/id6695728375/reviews)** |
| Number of ratings | **233** | 1 |
| Positive reviews | 67.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 7 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 2 MB | 19 MB |
| Requires iOS | 16.0 | **13.4** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Adam Fahlman](https://appshunter.io/developer/974051920) | [FlexBudget](https://appshunter.io/developer/1769122095) |

## What reviewers say

### Mortgage Calculator +

[App page](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921)

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

**Highlights:** Flexible payment frequencies (weekly, bi-weekly, monthly), Include taxes, insurance, and utilities, Calculate interest savings with increased payments, Detailed amortization schedule, Save and compare multiple mortgage calculations, iCloud sync and PDF export

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Export | $2.99 | one-time |
| Save Mortgages | $2.99 | one-time |
| Unlock all Add-ons | $4.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- ✨ Clean and uncluttered design
- 🚀 Quick calculations
- 💡 Ability to save scenarios
- 🚫 No intrusive ads

**What reviewers complain about**

- 📉 Missing key mortgage components (taxes, insurance, PMI, escrow)
- ❌ Bi-weekly calculation incorrect
- 🤔 Yearly amortization not useful for comparison
- 💸 Basic calculations can be done elsewhere (Excel)

**Reported bugs**

- Bi-weekly calculation is incorrect

**Requested features**

- Interest only calculation
- Monthly amortization breakout (principal, interest, balance)
- Add yearly totals for taxes and insurance
- Property tax field
- Escrow option


### FlexBudget

[App page](https://appshunter.io/ios/app/flexbudget/id6695728375)

This app helps you take control of your finances by automatically syncing transactions from over 12,000 financial institutions. It offers flexible budgeting options, allowing you to customize dates, categories, and transaction rules to match your unique financial style.

**Highlights:** Connect over 12,000 financial institutions, Customizable budget dates (weekly, monthly, custom), Track spending and savings categories, Create automatic transaction rules, Personalized budget categories, Plan and track future transactions

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $4.99 | per month |
| Annual Plan | $49.99 | per year |


## Frequently asked questions

### Is Mortgage Calculator + free?

Mortgage Calculator + is free to download, with in-app purchases available.

### Is FlexBudget free?

FlexBudget is free to download, with in-app purchases available.

### Which has better reviews, Mortgage Calculator + or FlexBudget?

FlexBudget is rated higher. Mortgage Calculator + averages 4.6 out of 5 from 233 ratings, while FlexBudget averages 5.0 from 1 ratings.

### Do Mortgage Calculator + or FlexBudget have ads?

Neither Mortgage Calculator + nor FlexBudget shows ads.

### Which is updated more often, Mortgage Calculator + or FlexBudget?

Mortgage Calculator + ships an update every 3 weeks, and FlexBudget every 7 months. Most recently, Mortgage Calculator + was updated on November 11, 2026 and FlexBudget on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*