# Mortgage Calculator + vs Ledger 3

The clearest difference is in-app purchases: Ledger 3 at none against Mortgage Calculator +'s 3. Mortgage Calculator +'s advantage is iOS requirement (16.0 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Mortgage Calculator + sells 3 one-off in-app purchases. Ledger 3 asks for nothing beyond the download.

## The numbers

| Metric | Mortgage Calculator + | Ledger 3 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (233 ratings)](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921/reviews)** | — |
| Number of ratings | **233** | — |
| Positive reviews | 67.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 2 MB | 1 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Adam Fahlman](https://appshunter.io/developer/974051920) | [Lucas Gladding](https://appshunter.io/developer/288511767) |

## What reviewers say

### Mortgage Calculator +

[App page](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921)

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

**Highlights:** Flexible payment frequencies (weekly, bi-weekly, monthly), Include taxes, insurance, and utilities, Calculate interest savings with increased payments, Detailed amortization schedule, Save and compare multiple mortgage calculations, iCloud sync and PDF export

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Export | $2.99 | one-time |
| Save Mortgages | $2.99 | one-time |
| Unlock all Add-ons | $4.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- ✨ Clean and uncluttered design
- 🚀 Quick calculations
- 💡 Ability to save scenarios
- 🚫 No intrusive ads

**What reviewers complain about**

- 📉 Missing key mortgage components (taxes, insurance, PMI, escrow)
- ❌ Bi-weekly calculation incorrect
- 🤔 Yearly amortization not useful for comparison
- 💸 Basic calculations can be done elsewhere (Excel)

**Reported bugs**

- Bi-weekly calculation is incorrect

**Requested features**

- Interest only calculation
- Monthly amortization breakout (principal, interest, balance)
- Add yearly totals for taxes and insurance
- Property tax field
- Escrow option


### Ledger 3

[App page](https://appshunter.io/ios/app/ledger-3/id6762049876)

**In-app purchases:** none


## Frequently asked questions

### Is Mortgage Calculator + free?

Mortgage Calculator + is free to download, with in-app purchases available.

### Is Ledger 3 free?

Ledger 3 is free to download, with no in-app purchases.

### Do Mortgage Calculator + or Ledger 3 have ads?

Neither Mortgage Calculator + nor Ledger 3 shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*