# GoRetire vs FinDec

The clearest difference is rating: GoRetire at 3.3 against FinDec's 1.0. GoRetire also leads on review sentiment (38% vs 0%) and ratings volume (105 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GoRetire holds the better App Store score, 3.3 against 1.0. That said, the two scores are not equally well evidenced: GoRetire has 105 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 38% of GoRetire's written reviews are positive against 0% of FinDec's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | GoRetire | FinDec |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (105 ratings)](https://appshunter.io/ios/app/goretire/id974717056/reviews)** | [1.0 (7 ratings)](https://appshunter.io/ios/app/findec/id6740038506/reviews) |
| Number of ratings | **105** | 7 |
| Positive reviews | **37.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 61 MB | 33 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Epic Advisors, Inc](https://appshunter.io/developer/974717055) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### GoRetire

[App page](https://appshunter.io/ios/app/goretire/id974717056)

Access your retirement account information conveniently on your mobile device. Get fast, easy, and up-to-date insights into your retirement savings.

**Highlights:** Mobile retirement account access, Fast information retrieval, Easy to use interface, Up-to-date account data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FinDec

[App page](https://appshunter.io/ios/app/findec/id6740038506)

Manage your retirement account on the go. Enroll in your plan, forecast income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

**Highlights:** Retirement account enrollment, Retirement income forecasting, Balance and investment monitoring, Paycheck contribution adjustments, Investment selection and rebalancing, Secure document uploads, Financial learning center, Beneficiary management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GoRetire free?

GoRetire is free to download, with no in-app purchases.

### Is FinDec free?

FinDec is free to download, with no in-app purchases.

### Which has better reviews, GoRetire or FinDec?

GoRetire is rated higher. GoRetire averages 3.3 out of 5 from 105 ratings, while FinDec averages 1.0 from 7 ratings.

### Do GoRetire or FinDec have ads?

Neither GoRetire nor FinDec shows ads.

### Which is updated more often, GoRetire or FinDec?

GoRetire ships an update every 2 months, and FinDec every 2 months. Most recently, GoRetire was updated on October 17, 2026 and FinDec on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*