# C3Pay vs ADCB Hayyak

The clearest difference is review sentiment: ADCB Hayyak at 61% against C3Pay's 34%. ADCB Hayyak also leads on rating (4.7 vs 4.5) and monetization model (free vs ad-supported). C3Pay's advantage is update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ADCB Hayyak holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.7K and 1.6K respectively. Written reviews point the same way: 34% of C3Pay's written reviews are positive against 61% of ADCB Hayyak's.

C3Pay ships an update fortnightly, ADCB Hayyak every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | C3Pay | ADCB Hayyak |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.7K ratings)](https://appshunter.io/ios/app/c3pay/id975098510/reviews) | **[4.7 (1.6K ratings)](https://appshunter.io/ios/app/adcb-hayyak/id1436686356/reviews)** |
| Number of ratings | **1.7K** | 1.6K |
| Positive reviews | 34.1% of reviews | **60.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 184 MB | 58 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [C3 Card](https://appshunter.io/developer/975098509) | [ADCB](https://appshunter.io/developer/533779802) |

## What reviewers say

### C3Pay

[App page](https://appshunter.io/ios/app/c3pay/id975098510)

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

**Highlights:** View balance and transactions, Receive SMS alerts, International money transfers, Mobile number recharge, Clean and simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Fantastic money sending service
- 👍 Good service, users are very happy using this app

**What reviewers complain about**

- 🐛 App crashes frequently, issues with login and app access
- 🕰️ Slow response from customer support, long wait times for card replacement
- 💳 Unexpected deductions and account balance issues
- 🔄 Frequent app updates required

**Reported bugs**

- Login issues, app not opening on iOS 15
- Inability to register new card with app

**Requested features**

- Add money transfer functionality to more countries
- Improve app stability and reliability
- Enhance customer support responsiveness


### ADCB Hayyak

[App page](https://appshunter.io/ios/app/adcb-hayyak/id1436686356)

Open bank accounts, credit cards, and personal loans online in minutes. Choose your preferred language and account type, including Sharia-compliant options. Receive your welcome kit delivered to your doorstep.

**Highlights:** Open current or savings accounts, Apply for credit cards, Check eligibility for personal loans, Choose Sharia-compliant solutions, Receive welcome kit delivery, Tailored premium benefits

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient account opening
- 🚀 Fast and smooth onboarding process
- 💡 Innovative digital banking app
- 🔒 Secure banking experience
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Scanning issues with documents
- 🐛 App crashes and freezes
- 🐛 Inconsistent eligibility criteria
- 🐛 Inability to navigate back in the app
- 🔍 Lack of transparency in application status

**Reported bugs**

- Unable to scan Emirates ID and passport
- App gets stuck during account opening process
- Existing customer status not recognized

**Requested features**

- Allow users to cancel and restart application
- Provide clear instructions on required documents
- Improve customer support and communication


## Frequently asked questions

### Is C3Pay free?

C3Pay is free to download, with no in-app purchases.

### Is ADCB Hayyak free?

ADCB Hayyak is free to download, with no in-app purchases.

### Which has better reviews, C3Pay or ADCB Hayyak?

ADCB Hayyak is rated higher. C3Pay averages 4.5 out of 5 from 1.7K ratings, while ADCB Hayyak averages 4.7 from 1.6K ratings.

### Do C3Pay or ADCB Hayyak have ads?

Neither C3Pay nor ADCB Hayyak shows ads.

### Which is updated more often, C3Pay or ADCB Hayyak?

C3Pay ships an update fortnightly, and ADCB Hayyak every 2 months. Most recently, C3Pay was updated on October 24, 2026 and ADCB Hayyak on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*