# C3Pay vs e& money UAE

The clearest difference is ads: C3Pay at none against e& money UAE's shown. C3Pay also leads on monetization model (ad-supported vs free with in-app purchases). e& money UAE's advantage is rating (4.7 vs 4.5). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

e& money UAE holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.7K and 3.2K respectively. Written reviews point the same way: 34% of C3Pay's written reviews are positive against 39% of e& money UAE's.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on September 22, 2026.

## The numbers

| Metric | C3Pay | e& money UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.7K ratings)](https://appshunter.io/ios/app/c3pay/id975098510/reviews) | **[4.7 (3.2K ratings)](https://appshunter.io/ios/app/e-and-money-uae/id1467882287/reviews)** |
| Number of ratings | 1.7K | **3.2K** |
| Positive reviews | 34.1% of reviews | **39.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 184 MB | 223 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [C3 Card](https://appshunter.io/developer/975098509) | [Emirates Telecommunications Corporation](https://appshunter.io/developer/487285094) |

## What reviewers say

### C3Pay

[App page](https://appshunter.io/ios/app/c3pay/id975098510)

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

**Highlights:** View balance and transactions, Receive SMS alerts, International money transfers, Mobile number recharge, Clean and simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Fantastic money sending service
- 👍 Good service, users are very happy using this app

**What reviewers complain about**

- 🐛 App crashes frequently, issues with login and app access
- 🕰️ Slow response from customer support, long wait times for card replacement
- 💳 Unexpected deductions and account balance issues
- 🔄 Frequent app updates required

**Reported bugs**

- Login issues, app not opening on iOS 15
- Inability to register new card with app

**Requested features**

- Add money transfer functionality to more countries
- Improve app stability and reliability
- Enhance customer support responsiveness


### e& money UAE

[App page](https://appshunter.io/ios/app/e-and-money-uae/id1467882287)

This digital wallet app, licensed by the Central Bank of UAE, offers a comprehensive suite of financial services. Easily manage payments, send money internationally and locally, pay bills, and top up cards. It also provides a rewarding prepaid card with cash back rewards.

**Highlights:** Fee-free digital wallet, Rewarding prepaid card with 1% cash back, International and local money transfers, Bill payments and top-ups, Gifting options, Add money via debit card, bank account, or Apple Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 💡 Efficient and versatile service
- 👍 Easy to use and intuitive app

**What reviewers complain about**

- 🐛 Unreliable service and delayed refunds
- ⏱️ Slow processing times
- 🤖 Poor customer service and lack of responsiveness
- 🔒 Security and registration issues

**Reported bugs**

- Registration process issues, including problems with Emirates ID scanning
- Delayed or failed money transfers
- Inconsistent app performance and crashes

**Requested features**

- Reduce processing time for refunds and transfers
- Improve customer service and responsiveness
- Enhance security and registration process
- Support for more payment methods and currencies


## Frequently asked questions

### Is C3Pay free?

C3Pay is free to download, with no in-app purchases.

### Is e& money UAE free?

e& money UAE is free to download, with no in-app purchases.

### Which has better reviews, C3Pay or e& money UAE?

e& money UAE is rated higher. C3Pay averages 4.5 out of 5 from 1.7K ratings, while e& money UAE averages 4.7 from 3.2K ratings.

### Do C3Pay or e& money UAE have ads?

e& money UAE shows ads; C3Pay does not.

### Which is updated more often, C3Pay or e& money UAE?

C3Pay ships an update fortnightly, and e& money UAE fortnightly. Most recently, C3Pay was updated on September 22, 2026 and e& money UAE on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*