# C3Pay vs ENBD X

The clearest difference is review sentiment: ENBD X at 51% against C3Pay's 34%. ENBD X also leads on rating (4.7 vs 4.5) and ratings volume (19K vs 1.7K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ENBD X holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: ENBD X has 19K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews point the same way: 34% of C3Pay's written reviews are positive against 51% of ENBD X's.

C3Pay ships an update fortnightly, ENBD X weekly. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | C3Pay | ENBD X |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.7K ratings)](https://appshunter.io/ios/app/c3pay/id975098510/reviews) | **[4.7 (19K ratings)](https://appshunter.io/ios/app/enbd-x/id1497518128/reviews)** |
| Number of ratings | 1.7K | **19K** |
| Positive reviews | 34.1% of reviews | **50.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 184 MB | 693 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [C3 Card](https://appshunter.io/developer/975098509) | [Emirates NBD Bank P.J.S.C](https://appshunter.io/developer/498214446) |

## What reviewers say

### C3Pay

[App page](https://appshunter.io/ios/app/c3pay/id975098510)

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

**Highlights:** View balance and transactions, Receive SMS alerts, International money transfers, Mobile number recharge, Clean and simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Fantastic money sending service
- 👍 Good service, users are very happy using this app

**What reviewers complain about**

- 🐛 App crashes frequently, issues with login and app access
- 🕰️ Slow response from customer support, long wait times for card replacement
- 💳 Unexpected deductions and account balance issues
- 🔄 Frequent app updates required

**Reported bugs**

- Login issues, app not opening on iOS 15
- Inability to register new card with app

**Requested features**

- Add money transfer functionality to more countries
- Improve app stability and reliability
- Enhance customer support responsiveness


### ENBD X

[App page](https://appshunter.io/ios/app/enbd-x/id1497518128)

Manage your Emirates NBD accounts and cards securely on your phone. Access over 150 services, including instant transactions, card management, and international money transfers. Open investment portfolios and trade equities directly from the app.

**Highlights:** Manage accounts and cards, Over 150 banking services, Instant transactions, Card lock/unlock and PIN reset, Request statements and letters, Set spending/withdrawal limits, Open investment portfolios and trade equities, International money transfers

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient banking
- 🚀 Efficient app
- 🚀 Smooth experience
- 🔒 Secure app

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🐛 Crashes and freezes
- 🐛 Unreliable performance
- 🐛 Slow and unresponsive
- 🐛 Disappearing features

**Reported bugs**

- Login issues
- Beneficiary disappearance
- Incorrect account balances
- Inability to update profile details
- Failure to complete transactions

**Requested features**

- Dark mode option
- Improved transaction history
- Easier account management
- Seamless international transfers
- Enhanced security features


## Frequently asked questions

### Is C3Pay free?

C3Pay is free to download, with no in-app purchases.

### Is ENBD X free?

ENBD X is free to download, with no in-app purchases.

### Which has better reviews, C3Pay or ENBD X?

ENBD X is rated higher. C3Pay averages 4.5 out of 5 from 1.7K ratings, while ENBD X averages 4.7 from 19K ratings.

### Do C3Pay or ENBD X have ads?

Neither C3Pay nor ENBD X shows ads.

### Which is updated more often, C3Pay or ENBD X?

C3Pay ships an update fortnightly, and ENBD X weekly. Most recently, C3Pay was updated on November 1, 2026 and ENBD X on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*