# C3Pay vs Mbank UAE

The clearest difference is monetization model: Mbank UAE at free against C3Pay's ad-supported. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for C3Pay against 4.6 for Mbank UAE. Both are backed by a comparable volume of ratings — 1.7K and 802 respectively. Written reviews are what separate them: 34% of C3Pay's written reviews are positive against 40% of Mbank UAE's.

C3Pay ships an update fortnightly, Mbank UAE every 2 weeks. Both last shipped on September 22, 2026.

## The numbers

| Metric | C3Pay | Mbank UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.7K ratings)](https://appshunter.io/ios/app/c3pay/id975098510/reviews) | **[4.6 (802 ratings)](https://appshunter.io/ios/app/mbank-uae/id1573880332/reviews)** |
| Number of ratings | **1.7K** | 802 |
| Positive reviews | 34.1% of reviews | **39.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 184 MB | 232 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [C3 Card](https://appshunter.io/developer/975098509) | [Al Maryah Community Bank LLC](https://appshunter.io/developer/1573880334) |

## What reviewers say

### C3Pay

[App page](https://appshunter.io/ios/app/c3pay/id975098510)

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

**Highlights:** View balance and transactions, Receive SMS alerts, International money transfers, Mobile number recharge, Clean and simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Fantastic money sending service
- 👍 Good service, users are very happy using this app

**What reviewers complain about**

- 🐛 App crashes frequently, issues with login and app access
- 🕰️ Slow response from customer support, long wait times for card replacement
- 💳 Unexpected deductions and account balance issues
- 🔄 Frequent app updates required

**Reported bugs**

- Login issues, app not opening on iOS 15
- Inability to register new card with app

**Requested features**

- Add money transfer functionality to more countries
- Improve app stability and reliability
- Enhance customer support responsiveness


### Mbank UAE

[App page](https://appshunter.io/ios/app/mbank-uae/id1573880332)

Open a UAE bank account in under 5 minutes directly from your phone. Manage your finances, set spending limits, and save for the future with features like free Gold Accounts and easy payment transfers.

**Highlights:** Open UAE bank account from phone, Account opening in under 5 minutes, No minimum balance for Gold Accounts, No annual fee for Gold Accounts, Remit or receive payments, Control spending limits and savings

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless banking experience
- 👍 User-friendly interface
- 🔒 Secure transactions
- 🤑 Zero balance accounts
- 💨 Fast money transfers

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⏱️ Slow customer service response
- 🔍 Difficult to reach live agents
- 💰 Unexpected account fees
- 🤔 Unclear account policies

**Reported bugs**

- Login issues and app freezes
- Problems with account activation
- Beneficiary addition failures
- Inconsistent transaction tracking
- Debit card delivery delays

**Requested features**

- Dark mode option
- International money transfer support
- Apple/Google Pay integration
- Improved in-app notifications
- Enhanced transaction history


## Frequently asked questions

### Is C3Pay free?

C3Pay is free to download, with no in-app purchases.

### Is Mbank UAE free?

Mbank UAE is free to download, with no in-app purchases.

### Which has better reviews, C3Pay or Mbank UAE?

Mbank UAE is rated higher. C3Pay averages 4.5 out of 5 from 1.7K ratings, while Mbank UAE averages 4.6 from 802 ratings.

### Do C3Pay or Mbank UAE have ads?

Neither C3Pay nor Mbank UAE shows ads.

### Which is updated more often, C3Pay or Mbank UAE?

C3Pay ships an update fortnightly, and Mbank UAE every 2 weeks. Most recently, C3Pay was updated on September 22, 2026 and Mbank UAE on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*