# C3Pay vs NaqaD by Kamelpay

C3Pay and NaqaD by Kamelpay both sit at 4.5 stars, but that hides the real split: 100% of NaqaD by Kamelpay's written reviews are positive against 34% of C3Pay's. C3Pay's advantage is ads (none vs shown) and update cadence (fortnightly vs monthly). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for C3Pay against 4.4 for NaqaD by Kamelpay. That said, the two scores are not equally well evidenced: C3Pay has 1.7K ratings behind it against 177, so its average is the more settled of the two. Written reviews are what separate them: 34% of C3Pay's written reviews are positive against 100% of NaqaD by Kamelpay's.

C3Pay ships an update fortnightly, NaqaD by Kamelpay monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | C3Pay | NaqaD by Kamelpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.7K ratings)](https://appshunter.io/ios/app/c3pay/id975098510/reviews)** | [4.4 (177 ratings)](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879/reviews) |
| Number of ratings | **1.7K** | 177 |
| Positive reviews | 34.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Ad-supported | Ad-supported |
| Size | 184 MB | 143 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [C3 Card](https://appshunter.io/developer/975098509) | [H A Q KAMEL PAY SERVICES L.L.C](https://appshunter.io/developer/1599876881) |

## What reviewers say

### C3Pay

[App page](https://appshunter.io/ios/app/c3pay/id975098510)

Manage your finances with ease. View balances and transactions, receive instant alerts for salary deposits and purchases, and transfer money internationally. Top up local and international mobile numbers quickly.

**Highlights:** View balance and transactions, Receive SMS alerts, International money transfers, Mobile number recharge, Clean and simple interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Fantastic money sending service
- 👍 Good service, users are very happy using this app

**What reviewers complain about**

- 🐛 App crashes frequently, issues with login and app access
- 🕰️ Slow response from customer support, long wait times for card replacement
- 💳 Unexpected deductions and account balance issues
- 🔄 Frequent app updates required

**Reported bugs**

- Login issues, app not opening on iOS 15
- Inability to register new card with app

**Requested features**

- Add money transfer functionality to more countries
- Improve app stability and reliability
- Enhance customer support responsiveness


### NaqaD by Kamelpay

[App page](https://appshunter.io/ios/app/naqad-by-kamelpay/id1599876879)

This app offers digital payment services for employees, facilitating payroll needs for low-income workers. It enables secure money transfers, bill payments, and online transactions, with a dashboard to monitor finances and access transaction history.

**Highlights:** Digital payment services, Money remittance, Bill payments, Online transactions, Financial dashboard, Transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is C3Pay free?

C3Pay is free to download, with no in-app purchases.

### Is NaqaD by Kamelpay free?

NaqaD by Kamelpay is free to download, with no in-app purchases.

### Which has better reviews, C3Pay or NaqaD by Kamelpay?

C3Pay is rated higher. C3Pay averages 4.5 out of 5 from 1.7K ratings, while NaqaD by Kamelpay averages 4.4 from 177 ratings.

### Do C3Pay or NaqaD by Kamelpay have ads?

NaqaD by Kamelpay shows ads; C3Pay does not.

### Which is updated more often, C3Pay or NaqaD by Kamelpay?

C3Pay ships an update fortnightly, and NaqaD by Kamelpay monthly. Most recently, C3Pay was updated on October 24, 2026 and NaqaD by Kamelpay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*