# SmartPayroll vs GCFX by KVB GC

The clearest difference is review sentiment: GCFX by KVB GC at 63% against SmartPayroll's 0%. GCFX by KVB GC also leads on update cadence (fortnightly vs every 3 months). SmartPayroll's advantage is iOS requirement (7.0 vs 12.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartPayroll ships an update every 3 months, GCFX by KVB GC fortnightly. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | SmartPayroll | GCFX by KVB GC |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 61 MB | 121 MB |
| Requires iOS | **7.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SmartPayroll](https://appshunter.io/developer/975779688) | [KVB GLOBAL MARKETS LIMITED](https://appshunter.io/developer/1149276660) |

## What reviewers say

### SmartPayroll

[App page](https://appshunter.io/ios/app/smartpayroll/id975779689)

Automate payroll for small to medium New Zealand businesses. This secure system handles employee payments, deductions, and tax filings, saving time and reducing hassle. The mobile app allows for easy pay run approvals and due date tracking.

**Highlights:** Automated payroll processing, Direct employee wage payments, Deduction management (PAYE, KiwiSaver), Tax filing with Inland Revenue, Pay run due date tracking, Mobile pay run approval

**Features:** macOS Compatibility

**In-app purchases:** none


### GCFX by KVB GC

[App page](https://appshunter.io/ios/app/gcfx-by-kvb-gc/id1473375040)

This globally licensed and regulated financial app offers secure currency exchange and online trading. Access 129 global currencies with competitive exchange rates, available 24 hours a day, 5 days a week. Enjoy a polished trading experience designed to help you achieve your financial goals.

**Highlights:** Global currency trading and settlement, Bank-level security for client data, 24/5 online trading, Competitive market exchange rates, Globally licensed and regulated

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SmartPayroll free?

SmartPayroll is free to download, with no in-app purchases.

### Is GCFX by KVB GC free?

GCFX by KVB GC is free to download, with no in-app purchases.

### Do SmartPayroll or GCFX by KVB GC have ads?

Neither SmartPayroll nor GCFX by KVB GC shows ads.

### Which is updated more often, SmartPayroll or GCFX by KVB GC?

SmartPayroll ships an update every 3 months, and GCFX by KVB GC fortnightly. Most recently, SmartPayroll was updated on October 13, 2026 and GCFX by KVB GC on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*