# 理财魔方 vs 基金豆

The clearest difference is update cadence: 理财魔方 at weekly against 基金豆's every 3 months. 理财魔方 also leads on ratings volume (9 vs 2). 基金豆's advantage is iOS requirement (11 vs 13.0). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for 理财魔方 against 5.0 for 基金豆. Both are backed by a comparable volume of ratings — 9 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

理财魔方 ships an update weekly, 基金豆 every 3 months. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | 理财魔方 | 基金豆 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (9 ratings)](https://appshunter.io/ios/app/app/id975987023/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id1042243685/reviews)** |
| Number of ratings | **9** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Free | — |
| Size | 120 MB | 59 MB |
| Requires iOS | 13.0 | **11** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [玄元保险代理有限公司](https://appshunter.io/developer/1114702180) | [Fund Works Co., Ltd.](https://appshunter.io/developer/1055303326) |

## What reviewers say

### 理财魔方

[App page](https://appshunter.io/ios/app/app/id975987023)

This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.

**Highlights:** Global asset allocation, AI-powered investment algorithms, Risk control optimization, Personalized investment customization, Family asset management, Intelligent trading management

**Features:** Vision Pro support

**In-app purchases:** none


### 基金豆

[App page](https://appshunter.io/ios/app/id1042243685)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 理财魔方 free?

理财魔方 is free to download, with no in-app purchases.

### Is 基金豆 free?

基金豆 is free to download, with no in-app purchases.

### Which has better reviews, 理财魔方 or 基金豆?

基金豆 is rated higher. 理财魔方 averages 4.9 out of 5 from 9 ratings, while 基金豆 averages 5.0 from 2 ratings.

### Do 理财魔方 or 基金豆 have ads?

Neither 理财魔方 nor 基金豆 shows ads.

### Which is updated more often, 理财魔方 or 基金豆?

理财魔方 ships an update weekly, and 基金豆 every 3 months. Most recently, 理财魔方 was updated on October 4, 2026 and 基金豆 on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*