# 理财魔方 vs ETF组合宝

The clearest difference is rating: 理财魔方 at 5.0 against ETF组合宝's 3.8. 理财魔方 also leads on in-app purchases (none vs 3) and review sentiment (100% vs 81%). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. ETF组合宝 sells 3 one-off in-app purchases. 理财魔方 asks for nothing beyond the download.

理财魔方 holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 8 and 4 respectively. Written reviews point the same way: 100% of 理财魔方's written reviews are positive against 81% of ETF组合宝's.

理财魔方 ships an update weekly, ETF组合宝 every 3 weeks. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | 理财魔方 | ETF组合宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/app/id975987023/reviews)** | [3.8 (4 ratings)](https://appshunter.io/ios/app/etf/id1582408912/reviews) |
| Number of ratings | **8** | 4 |
| Positive reviews | **100.0% of reviews** | 80.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 129 MB | 71 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [玄元保险代理有限公司](https://appshunter.io/developer/1114702180) | [Shenzhen Toushi Technology Co., Ltd.](https://appshunter.io/developer/1582408914) |

## What reviewers say

### 理财魔方

[App page](https://appshunter.io/ios/app/app/id975987023)

This platform offers intelligent investment advisory services for global funds. It utilizes AI algorithms and global asset allocation to optimize risk control and provide a professional, rational investment experience. It partners with numerous financial institutions and fund companies to offer diverse investment opportunities.

**Highlights:** Global asset allocation, AI-powered investment algorithms, Risk control optimization, Personalized investment customization, Family asset management, Intelligent trading management

**Features:** Vision Pro support

**In-app purchases:** none


### ETF组合宝

[App page](https://appshunter.io/ios/app/etf/id1582408912)

Learn to invest in ETFs with automated trading strategies created by experts. This app helps beginners understand stock trading, asset allocation, and industry rotation for low-risk investing. It offers real-time performance analysis and simulated trading to build confidence.

**Highlights:** Automated ETF trading strategies, Expert-created quantitative strategies, Performance statistics and analysis, Simulated trading for learning, AI-recommended rotating industries, Real-time ETF holdings analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1个月会员 | $12.99 | one-time |
| 3个月会员 | $30.49 | one-time |
| 1年会员 | $82.99 | one-time |


## Frequently asked questions

### Is 理财魔方 free?

理财魔方 is free to download, with no in-app purchases.

### Is ETF组合宝 free?

ETF组合宝 is free to download, with in-app purchases available.

### Which has better reviews, 理财魔方 or ETF组合宝?

理财魔方 is rated higher. 理财魔方 averages 5.0 out of 5 from 8 ratings, while ETF组合宝 averages 3.8 from 4 ratings.

### Do 理财魔方 or ETF组合宝 have ads?

Neither 理财魔方 nor ETF组合宝 shows ads.

### Which is updated more often, 理财魔方 or ETF组合宝?

理财魔方 ships an update weekly, and ETF组合宝 every 3 weeks. Most recently, 理财魔方 was updated on September 17, 2026 and ETF组合宝 on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*