# MyOzarks vs PayIt Fort Smith

The clearest difference is rating: MyOzarks at 2.6 against PayIt Fort Smith's 2.0. PayIt Fort Smith's advantage is update cadence (monthly vs every 2 months) and iOS requirement (12.0 vs 17.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyOzarks holds the better App Store score, 2.6 against 2.0. Both are backed by a comparable volume of ratings — 38 and 14 respectively. Written reviews point the same way: 6% of MyOzarks's written reviews are positive against 0% of PayIt Fort Smith's.

MyOzarks ships an update every 2 months, PayIt Fort Smith monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | MyOzarks | PayIt Fort Smith |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (38 ratings)](https://appshunter.io/ios/app/myozarks/id976165205/reviews)** | [2.0 (14 ratings)](https://appshunter.io/ios/app/payit-fort-smith/id1627087483/reviews) |
| Number of ratings | **38** | 14 |
| Positive reviews | **5.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 29 MB | 42 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Ozarks Electric Cooperative Corporation](https://appshunter.io/developer/1114000744) | [City of Fort Smith](https://appshunter.io/developer/1627087485) |

## What reviewers say

### MyOzarks

[App page](https://appshunter.io/ios/app/myozarks/id976165205)

Manage your electric cooperative account with ease. Pay bills, view energy usage, report outages, and receive important news alerts. Access account and service information conveniently from your mobile device.

**Highlights:** Bill payment and history, Outage reporting and restoration alerts, Energy usage tracking, Contact and office location finder, News and service alerts

**In-app purchases:** none


### PayIt Fort Smith

[App page](https://appshunter.io/ios/app/payit-fort-smith/id1627087483)

Manage your utility services with this official application. Pay bills, link properties, and schedule future payments conveniently. It's designed for easy access to essential utility management tools.

**Highlights:** Pay utility bills, Link properties, Schedule payments, Official utility department app

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyOzarks free?

MyOzarks is free to download, with no in-app purchases.

### Is PayIt Fort Smith free?

PayIt Fort Smith is free to download, with no in-app purchases.

### Which has better reviews, MyOzarks or PayIt Fort Smith?

MyOzarks is rated higher. MyOzarks averages 2.6 out of 5 from 38 ratings, while PayIt Fort Smith averages 2.0 from 14 ratings.

### Do MyOzarks or PayIt Fort Smith have ads?

Neither MyOzarks nor PayIt Fort Smith shows ads.

### Which is updated more often, MyOzarks or PayIt Fort Smith?

MyOzarks ships an update every 2 months, and PayIt Fort Smith monthly. Most recently, MyOzarks was updated on October 24, 2026 and PayIt Fort Smith on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*