# Payzer vs Hearth for Contractors

The clearest difference is rating: Payzer at 4.9 against Hearth for Contractors's 3.4. Payzer also leads on review sentiment (75% vs 43%) and iOS requirement (11.0 vs 16.4). Hearth for Contractors's advantage is ratings volume (298 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payzer holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: Hearth for Contractors has 298 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 75% of Payzer's written reviews are positive against 43% of Hearth for Contractors's.

Payzer ships an update every 3 weeks, Hearth for Contractors every 5 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Payzer | Hearth for Contractors |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (27 ratings)](https://appshunter.io/ios/app/payzer/id976655939/reviews)** | [3.4 (298 ratings)](https://appshunter.io/ios/app/hearth-for-contractors/id1383073333/reviews) |
| Number of ratings | 27 | **298** |
| Positive reviews | **75.0% of reviews** | 42.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 43 MB | 114 MB |
| Requires iOS | **11.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Payzer, LLC](https://appshunter.io/developer/634955473) | [Hearth](https://appshunter.io/developer/1382376823) |

## What reviewers say

### Payzer

[App page](https://appshunter.io/ios/app/payzer/id976655939)

This app offers a portable solution for businesses to manage payments, send invoices, and track account activity with a dedicated debit account. Personal users can also make quick payments to businesses.

**Highlights:** Accept and make payments, Send and track invoices, Payzer Debit Account, Real-time account activity, Instant payments to businesses

**Features:** macOS Compatibility

**In-app purchases:** none


### Hearth for Contractors

[App page](https://appshunter.io/ios/app/hearth-for-contractors/id1383073333)

Streamline your home improvement business with digital tools for financing, invoicing, and contracts. Offer customer financing, send professional invoices, and manage contracts on the go to close more deals and get paid faster.

**Highlights:** Offer customer financing, Send digital contracts, Customize and schedule invoices, Collect digital payments, Track client activity, Syncs with QuickBooks

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💡 Helpful financing options
- 👍 Organized CRM features
- 🚀 Streamlined workflow

**What reviewers complain about**

- 🐛 Frequent app crashes
- 💰 Extremely high interest rates
- 🔍 Lack of transparency in financing
- 🕰️ Slow processing of payments
- 🤖 Unreliable customer support

**Reported bugs**

- Quotes and contracts disappearing
- Issues with converting quotes to contracts
- Freezing and crashing on mobile devices

**Requested features**

- Integration with QuickBooks
- Ability to customize contracts
- Improved invoicing and payment features
- Better reporting and analytics


## Frequently asked questions

### Is Payzer free?

Payzer is free to download, with no in-app purchases.

### Is Hearth for Contractors free?

Hearth for Contractors is free to download, with no in-app purchases.

### Which has better reviews, Payzer or Hearth for Contractors?

Payzer is rated higher. Payzer averages 4.9 out of 5 from 27 ratings, while Hearth for Contractors averages 3.4 from 298 ratings.

### Do Payzer or Hearth for Contractors have ads?

Neither Payzer nor Hearth for Contractors shows ads.

### Which is updated more often, Payzer or Hearth for Contractors?

Payzer ships an update every 3 weeks, and Hearth for Contractors every 5 weeks. Most recently, Payzer was updated on October 14, 2026 and Hearth for Contractors on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*