# Payoo vs FPT Pay

The clearest difference is review sentiment: Payoo at 40% against FPT Pay's 5%. Payoo also leads on rating (3.8 vs 3.3) and update cadence (every 3 weeks vs every 5 weeks). FPT Pay's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payoo holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 14 and 6 respectively. Written reviews point the same way: 40% of Payoo's written reviews are positive against 5% of FPT Pay's.

Payoo ships an update every 3 weeks, FPT Pay every 5 weeks. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Payoo | FPT Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (14 ratings)](https://appshunter.io/ios/app/payoo/id977004309/reviews)** | [3.3 (6 ratings)](https://appshunter.io/ios/app/fpt-pay/id1276466893/reviews) |
| Number of ratings | **14** | 6 |
| Positive reviews | **40.0% of reviews** | 5.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 120 MB | 139 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VIET UNION ONLINE SERVICES CORPORATION](https://appshunter.io/developer/1499757606) | [SEN DO TECHNOLOGY JOINT STOCK COMPANY](https://appshunter.io/developer/922780986) |

## What reviewers say

### Payoo

[App page](https://appshunter.io/ios/app/payoo/id977004309)

Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.

**Highlights:** Bill payment for utilities, Online and cash payment options, 24/7 payment availability, Manage bills via one account, Find cash payment stores, Search stores by location

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FPT Pay

[App page](https://appshunter.io/ios/app/fpt-pay/id1276466893)

This payment application offers a free, convenient, and fast way to manage your finances. It ensures secure transactions and allows easy top-ups and withdrawals from various banks. Enjoy a seamless shopping experience with consumer protection policies.

**Highlights:** Free payment methods, Convenient and fast transactions, Secure payment standards, Easy wallet top-up and withdrawal, Safe online shopping on Sendo.vn

**In-app purchases:** none


## Frequently asked questions

### Is Payoo free?

Payoo is free to download, with no in-app purchases.

### Is FPT Pay free?

FPT Pay is free to download, with no in-app purchases.

### Which has better reviews, Payoo or FPT Pay?

Payoo is rated higher. Payoo averages 3.8 out of 5 from 14 ratings, while FPT Pay averages 3.3 from 6 ratings.

### Do Payoo or FPT Pay have ads?

Neither Payoo nor FPT Pay shows ads.

### Which is updated more often, Payoo or FPT Pay?

Payoo ships an update every 3 weeks, and FPT Pay every 5 weeks. Most recently, Payoo was updated on October 29, 2026 and FPT Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*