# Payoo vs Ví PayME

The clearest difference is rating: Ví PayME at 5.0 against Payoo's 3.8. Ví PayME also leads on iOS requirement (13.0 vs 15.0). Payoo's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (14 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ví PayME holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 14 and 3 respectively.

Payoo ships an update every 3 weeks, Ví PayME every 2 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Payoo | Ví PayME |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (14 ratings)](https://appshunter.io/ios/app/payoo/id977004309/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/vi-payme/id1492981630/reviews)** |
| Number of ratings | **14** | 3 |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 131 MB | 34 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VIET UNION ONLINE SERVICES CORPORATION](https://appshunter.io/developer/1499757606) | [PAYME TECHNOLOGY CORPORATION](https://appshunter.io/developer/1484909564) |

## What reviewers say

### Payoo

[App page](https://appshunter.io/ios/app/payoo/id977004309)

Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.

**Highlights:** Bill payment for utilities, Online and cash payment options, 24/7 payment availability, Manage bills via one account, Find cash payment stores, Search stores by location

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ví PayME

[App page](https://appshunter.io/ios/app/vi-payme/id1492981630)

Facilitates peer-to-peer and business payments using social media for easy money transfers without needing bank account details. It simplifies splitting bills and allows instant transactions via shared links.

**Highlights:** Social payment transfers, No bank account needed, Split bills easily, Instant transactions, Payment requests, Customizable payment pages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payoo free?

Payoo is free to download, with no in-app purchases.

### Is Ví PayME free?

Ví PayME is free to download, with no in-app purchases.

### Which has better reviews, Payoo or Ví PayME?

Ví PayME is rated higher. Payoo averages 3.8 out of 5 from 14 ratings, while Ví PayME averages 5.0 from 3 ratings.

### Do Payoo or Ví PayME have ads?

Neither Payoo nor Ví PayME shows ads.

### Which is updated more often, Payoo or Ví PayME?

Payoo ships an update every 3 weeks, and Ví PayME every 2 months. Most recently, Payoo was updated on October 24, 2026 and Ví PayME on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*