# Payoo vs K PLUS Vietnam

The clearest difference is rating: Payoo at 3.8 against K PLUS Vietnam's 3.3. Payoo also leads on monetization model (free vs ad-supported). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payoo holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 14 and 7 respectively. Written reviews complicate that: 40% of Payoo's written reviews are positive against 47% of K PLUS Vietnam's, so the app with the better star average is not the one people write more warmly about.

Payoo ships an update every 3 weeks, K PLUS Vietnam every 5 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Payoo | K PLUS Vietnam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (14 ratings)](https://appshunter.io/ios/app/payoo/id977004309/reviews)** | [3.3 (7 ratings)](https://appshunter.io/ios/app/k-plus-vietnam/id1586576195/reviews) |
| Number of ratings | **14** | 7 |
| Positive reviews | 40.0% of reviews | **46.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 120 MB | 153 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VIET UNION ONLINE SERVICES CORPORATION](https://appshunter.io/developer/1499757606) | [KASIKORNBANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/361170634) |

## What reviewers say

### Payoo

[App page](https://appshunter.io/ios/app/payoo/id977004309)

Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.

**Highlights:** Bill payment for utilities, Online and cash payment options, 24/7 payment availability, Manage bills via one account, Find cash payment stores, Search stores by location

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### K PLUS Vietnam

[App page](https://appshunter.io/ios/app/k-plus-vietnam/id1586576195)

This mobile banking app allows Vietnamese users to manage their finances, perform transactions, and pay bills securely and conveniently. It offers features like easy account opening, real-time money transfers, and QR code payments.

**Highlights:** 24/7 digital banking, Easy account opening, Free real-time money transfer, QR Code payments, Loan applications, Transaction alerts, Biometric authentication

**In-app purchases:** none


## Frequently asked questions

### Is Payoo free?

Payoo is free to download, with no in-app purchases.

### Is K PLUS Vietnam free?

K PLUS Vietnam is free to download, with no in-app purchases.

### Which has better reviews, Payoo or K PLUS Vietnam?

Payoo is rated higher. Payoo averages 3.8 out of 5 from 14 ratings, while K PLUS Vietnam averages 3.3 from 7 ratings.

### Do Payoo or K PLUS Vietnam have ads?

Neither Payoo nor K PLUS Vietnam shows ads.

### Which is updated more often, Payoo or K PLUS Vietnam?

Payoo ships an update every 3 weeks, and K PLUS Vietnam every 5 weeks. Most recently, Payoo was updated on November 1, 2026 and K PLUS Vietnam on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*