# Payoo vs Budget Expense

The clearest difference is in-app purchases: Payoo at none against Budget Expense's 3. Payoo also leads on update cadence (every 3 weeks vs every 6 months) and iOS requirement (15.0 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. Budget Expense sells 3 in-app purchases, starting at $3.99 per month. Payoo asks for nothing beyond the download.

Payoo ships an update every 3 weeks, Budget Expense every 6 months. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Payoo | Budget Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (14 ratings)](https://appshunter.io/ios/app/payoo/id977004309/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 months |
| Monetization | Free | — |
| Size | 120 MB | 11 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [VIET UNION ONLINE SERVICES CORPORATION](https://appshunter.io/developer/1499757606) | [Le Nguyen](https://appshunter.io/developer/1871997463) |

## What reviewers say

### Payoo

[App page](https://appshunter.io/ios/app/payoo/id977004309)

Manage and pay utility bills like electricity, water, and internet from a single account. Offers online or cash payment options 24/7. Easily find nearby stores for cash payments.

**Highlights:** Bill payment for utilities, Online and cash payment options, 24/7 payment availability, Manage bills via one account, Find cash payment stores, Search stores by location

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budget Expense

[App page](https://appshunter.io/ios/app/budget-expense-receipt-log/id6759768402)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Pro Monthly | $3.99 | per month |
| Budget Pro Yearly | $29.99 | per year |
| Budget Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Payoo free?

Payoo is free to download, with no in-app purchases.

### Is Budget Expense free?

Budget Expense is free to download, with in-app purchases available.

### Do Payoo or Budget Expense have ads?

Neither Payoo nor Budget Expense shows ads.

### Which is updated more often, Payoo or Budget Expense?

Payoo ships an update every 3 weeks, and Budget Expense every 6 months. Most recently, Payoo was updated on October 29, 2026 and Budget Expense on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*