# MeriTrade vs KingsPay

The clearest difference is rating: MeriTrade at 4.4 against KingsPay's 3.9. MeriTrade also leads on ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MeriTrade holds the better App Store score, 4.4 against 3.9. That said, the two scores are not equally well evidenced: MeriTrade has 146 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 39% of MeriTrade's written reviews are positive against 33% of KingsPay's.

MeriTrade ships an update every 8 days, KingsPay every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MeriTrade | KingsPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (146 ratings)](https://appshunter.io/ios/app/meritrade/id977562417/reviews)** | [3.9 (14 ratings)](https://appshunter.io/ios/app/kingspay/id1042553235/reviews) |
| Number of ratings | **146** | 14 |
| Positive reviews | **39.3% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 101 MB | 80 MB |
| Requires iOS | 15.6 | **15** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Meristem Securities Limited](https://appshunter.io/developer/977562416) | [KingsChat](https://appshunter.io/developer/895560994) |

## What reviewers say

### MeriTrade

[App page](https://appshunter.io/ios/app/meritrade/id977562417)

Manage your investments on the go with this secure trading platform. Access real-time market data, track your portfolio, and execute trades directly from your mobile device. Fund your account and make withdrawals with ease.

**Highlights:** Secure account access, Portfolio insights, Live stock quotes, Trade order placement, Fund deposits/withdrawals, Biometric authentication, Dark mode

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KingsPay

[App page](https://appshunter.io/ios/app/kingspay/id1042553235)

Send money internationally to verified institutions for free. Easily link debit cards, select currencies, and manage transactions with instant receipts. Supports multiple currencies and offers quick access to favorites.

**Highlights:** Free international money transfers, Link Visa, MasterCard, Discover debit cards, Multi-currency support, Instant transaction receipts, Search and manage institutions, Payment history and card management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MeriTrade free?

MeriTrade is free to download, with no in-app purchases.

### Is KingsPay free?

KingsPay is free to download, with no in-app purchases.

### Which has better reviews, MeriTrade or KingsPay?

MeriTrade is rated higher. MeriTrade averages 4.4 out of 5 from 146 ratings, while KingsPay averages 3.9 from 14 ratings.

### Do MeriTrade or KingsPay have ads?

KingsPay shows ads; MeriTrade does not.

### Which is updated more often, MeriTrade or KingsPay?

MeriTrade ships an update every 8 days, and KingsPay every 3 weeks. Most recently, MeriTrade was updated on October 26, 2026 and KingsPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*