# NBF Direct Security Token vs HBZ+ UAE

The clearest difference is iOS requirement: NBF Direct Security Token at 7.1 against HBZ+ UAE's 13.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBF Direct Security Token ships an update every 7 months, HBZ+ UAE every 9 months. The most recent releases landed on September 29, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | NBF Direct Security Token | HBZ+ UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 7 months** | Every 9 months |
| Monetization | Free | — |
| Size | 9 MB | 24 MB |
| Requires iOS | **7.1** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [Habib Bank AG Zurich](https://appshunter.io/developer/1235586644) |

## What reviewers say

### NBF Direct Security Token

[App page](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997)

This app generates one-time passwords for multi-factor authentication, enhancing the security of online banking transactions for National Bank of Fujairah clients. It provides an additional layer of safety for internet banking, ensuring secured access to your accounts.

**Highlights:** Multi-factor authentication OTP generation, Enhanced online banking security, Secured online transactions, SMS activation code delivery, Exclusive for NBF clients

**In-app purchases:** none


### HBZ+ UAE

[App page](https://appshunter.io/ios/app/hbz-plus-uae/id6448279196)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct Security Token free?

NBF Direct Security Token is free to download, with no in-app purchases.

### Is HBZ+ UAE free?

HBZ+ UAE is free to download, with no in-app purchases.

### Do NBF Direct Security Token or HBZ+ UAE have ads?

Neither NBF Direct Security Token nor HBZ+ UAE shows ads.

### Which is updated more often, NBF Direct Security Token or HBZ+ UAE?

NBF Direct Security Token ships an update every 7 months, and HBZ+ UAE every 9 months. Most recently, NBF Direct Security Token was updated on September 29, 2026 and HBZ+ UAE on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*