# NBF Direct Security Token vs POEMS Global AE

The clearest difference is iOS requirement: NBF Direct Security Token at 7.1 against POEMS Global AE's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBF Direct Security Token ships an update every 7 months, POEMS Global AE every 11 months. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | NBF Direct Security Token | POEMS Global AE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 7 months** | Every 11 months |
| Monetization | Free | — |
| Size | 9 MB | 109 MB |
| Requires iOS | **7.1** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [PhillipCapital (DIFC) Private Limited](https://appshunter.io/developer/1692488994) |

## What reviewers say

### NBF Direct Security Token

[App page](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997)

This app generates one-time passwords for multi-factor authentication, enhancing the security of online banking transactions for National Bank of Fujairah clients. It provides an additional layer of safety for internet banking, ensuring secured access to your accounts.

**Highlights:** Multi-factor authentication OTP generation, Enhanced online banking security, Secured online transactions, SMS activation code delivery, Exclusive for NBF clients

**In-app purchases:** none


### POEMS Global AE

[App page](https://appshunter.io/ios/app/poems-global-ae/id6450249747)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct Security Token free?

NBF Direct Security Token is free to download, with no in-app purchases.

### Is POEMS Global AE free?

POEMS Global AE is free to download, with no in-app purchases.

### Do NBF Direct Security Token or POEMS Global AE have ads?

Neither NBF Direct Security Token nor POEMS Global AE shows ads.

### Which is updated more often, NBF Direct Security Token or POEMS Global AE?

NBF Direct Security Token ships an update every 7 months, and POEMS Global AE every 11 months. Most recently, NBF Direct Security Token was updated on October 14, 2026 and POEMS Global AE on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*