# NBF Direct Security Token vs Zelo Finance

The clearest difference is update cadence: Zelo Finance at every 3 weeks against NBF Direct Security Token's every 7 months. NBF Direct Security Token's advantage is iOS requirement (7.1 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBF Direct Security Token ships an update every 7 months, Zelo Finance every 3 weeks. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | NBF Direct Security Token | Zelo Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 9 MB | 34 MB |
| Requires iOS | **7.1** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [Funder.ai Technologies Limited](https://appshunter.io/developer/1579036110) |

## What reviewers say

### NBF Direct Security Token

[App page](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997)

This app generates one-time passwords for multi-factor authentication, enhancing the security of online banking transactions for National Bank of Fujairah clients. It provides an additional layer of safety for internet banking, ensuring secured access to your accounts.

**Highlights:** Multi-factor authentication OTP generation, Enhanced online banking security, Secured online transactions, SMS activation code delivery, Exclusive for NBF clients

**In-app purchases:** none


### Zelo Finance

[App page](https://appshunter.io/ios/app/zelo-finance/id6747022694)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct Security Token free?

NBF Direct Security Token is free to download, with no in-app purchases.

### Is Zelo Finance free?

Zelo Finance is free to download, with no in-app purchases.

### Do NBF Direct Security Token or Zelo Finance have ads?

Neither NBF Direct Security Token nor Zelo Finance shows ads.

### Which is updated more often, NBF Direct Security Token or Zelo Finance?

NBF Direct Security Token ships an update every 7 months, and Zelo Finance every 3 weeks. Most recently, NBF Direct Security Token was updated on October 14, 2026 and Zelo Finance on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*