# NBF Direct Security Token vs ValorUp

The clearest difference is update cadence: ValorUp at monthly against NBF Direct Security Token's every 7 months. NBF Direct Security Token's advantage is iOS requirement (7.1 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NBF Direct Security Token ships an update every 7 months, ValorUp monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NBF Direct Security Token | ValorUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Monthly** |
| Monetization | Free | — |
| Size | 9 MB | 63 MB |
| Requires iOS | **7.1** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [National Bank Of Fujairah](https://appshunter.io/developer/977924996) | [VALORUP Ltd](https://appshunter.io/developer/1896552337) |

## What reviewers say

### NBF Direct Security Token

[App page](https://appshunter.io/ios/app/nbf-direct-security-token/id977924997)

This app generates one-time passwords for multi-factor authentication, enhancing the security of online banking transactions for National Bank of Fujairah clients. It provides an additional layer of safety for internet banking, ensuring secured access to your accounts.

**Highlights:** Multi-factor authentication OTP generation, Enhanced online banking security, Secured online transactions, SMS activation code delivery, Exclusive for NBF clients

**In-app purchases:** none


### ValorUp

[App page](https://appshunter.io/ios/app/valorup/id6753202163)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NBF Direct Security Token free?

NBF Direct Security Token is free to download, with no in-app purchases.

### Is ValorUp free?

ValorUp is free to download, with no in-app purchases.

### Do NBF Direct Security Token or ValorUp have ads?

Neither NBF Direct Security Token nor ValorUp shows ads.

### Which is updated more often, NBF Direct Security Token or ValorUp?

NBF Direct Security Token ships an update every 7 months, and ValorUp monthly. Most recently, NBF Direct Security Token was updated on October 24, 2026 and ValorUp on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*