# First Security Mobile Banking vs NICCU

The clearest difference is rating: First Security Mobile Banking at 4.8 against NICCU's 3.4. First Security Mobile Banking also leads on ratings volume (693 vs 11). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Security Mobile Banking holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: First Security Mobile Banking has 693 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 45% of First Security Mobile Banking's written reviews are positive against 50% of NICCU's, so the app with the better star average is not the one people write more warmly about.

First Security Mobile Banking ships an update every 3 months, NICCU every 4 months. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | First Security Mobile Banking | NICCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (693 ratings)](https://appshunter.io/ios/app/first-security-mobile-banking/id977996501/reviews)** | [3.4 (11 ratings)](https://appshunter.io/ios/app/niccu/id1414546093/reviews) |
| Number of ratings | **693** | 11 |
| Positive reviews | 45.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 102 MB | 67 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [First Security Bank & Trust Co](https://appshunter.io/developer/490731688) | [North Iowa Community Credit Union](https://appshunter.io/developer/1414546092) |

## What reviewers say

### First Security Mobile Banking

[App page](https://appshunter.io/ios/app/first-security-mobile-banking/id977996501)

Access your bank accounts anytime, anywhere with this mobile banking application. Check balances, pay bills, transfer funds, and locate branches or ATMs conveniently and securely from your device.

**Highlights:** Check account balances, Pay bills, Transfer funds between accounts, Find branch and ATM locations, View recent transactions, Secure 24/7 access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenience of checking balances
- 👍 Easy to use for deposits
- 👍 Generally good when working

**What reviewers complain about**

- 🐛 App frequently stops working
- 🐛 Login issues
- 🐛 Issues after iOS updates
- 🐛 Touch ID randomly stops working
- 🐛 Password reset never works

**Reported bugs**

- App randomly stops working
- Hesitant to let users login
- App issues after iOS upgrades
- Touch ID randomly stops working
- Password reset option never works

**Requested features**

- Display reason for declined transactions
- Improve responsiveness to iOS updates
- Provide notifications for failed check deposits
- Allow users to see why checks don't go through


### NICCU

[App page](https://appshunter.io/ios/app/niccu/id1414546093)

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

**Highlights:** Secure sign-in with Face ID/Touch ID, Quick Balance view, Fund transfers, Bill payment, Mobile check deposit, Neurodiverse features

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is First Security Mobile Banking free?

First Security Mobile Banking is free to download, with no in-app purchases.

### Is NICCU free?

NICCU is free to download, with no in-app purchases.

### Which has better reviews, First Security Mobile Banking or NICCU?

First Security Mobile Banking is rated higher. First Security Mobile Banking averages 4.8 out of 5 from 693 ratings, while NICCU averages 3.4 from 11 ratings.

### Do First Security Mobile Banking or NICCU have ads?

Neither First Security Mobile Banking nor NICCU shows ads.

### Which is updated more often, First Security Mobile Banking or NICCU?

First Security Mobile Banking ships an update every 3 months, and NICCU every 4 months. Most recently, First Security Mobile Banking was updated on October 18, 2026 and NICCU on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*