# Guard Online vs Sage CU

Guard Online and Sage CU both sit at 3.8 stars, but that hides the real split: 57% of Guard Online's written reviews are positive against 40% of Sage CU's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.8 for Guard Online against 3.9 for Sage CU. Both are backed by a comparable volume of ratings — 12 and 23 respectively. Written reviews are what separate them: 57% of Guard Online's written reviews are positive against 40% of Sage CU's.

Guard Online ships an update monthly, Sage CU every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Guard Online | Sage CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (12 ratings)](https://appshunter.io/ios/app/guard-online/id978132887/reviews) | **[3.9 (23 ratings)](https://appshunter.io/ios/app/sage-cu/id1435528028/reviews)** |
| Number of ratings | 12 | **23** |
| Positive reviews | **57.1% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 120 MB | 180 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SC National Guard FCU](https://appshunter.io/developer/978132886) | [Pacific Crest Federal Credit Union](https://appshunter.io/developer/1435528027) |

## What reviewers say

### Guard Online

[App page](https://appshunter.io/ios/app/guard-online/id978132887)

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, view transaction history, and pay bills directly from your smartphone or tablet.

**Highlights:** Check account balances, Transfer money, View account activity, Pay bills, Access accounts anywhere

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sage CU

[App page](https://appshunter.io/ios/app/sage-cu/id1435528028)

Manage your finances conveniently from your mobile device. Track your budget, deposit checks, pay bills, and transfer funds seamlessly. Access all your credit union services in one easy-to-use application.

**Highlights:** Check account balances, Make transfers, Deposit checks, Pay bills, Track budget

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Guard Online free?

Guard Online is free to download, with no in-app purchases.

### Is Sage CU free?

Sage CU is free to download, with no in-app purchases.

### Which has better reviews, Guard Online or Sage CU?

Sage CU is rated higher. Guard Online averages 3.8 out of 5 from 12 ratings, while Sage CU averages 3.9 from 23 ratings.

### Do Guard Online or Sage CU have ads?

Neither Guard Online nor Sage CU shows ads.

### Which is updated more often, Guard Online or Sage CU?

Guard Online ships an update monthly, and Sage CU every 5 weeks. Most recently, Guard Online was updated on October 24, 2026 and Sage CU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*