# Banestes vs eFormei

The clearest difference is rating: eFormei at 5.0 against Banestes's 4.1. Banestes's advantage is review sentiment (41% vs 0%) and ratings volume (37 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eFormei holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Banestes has 37 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 41% of Banestes's written reviews are positive against 0% of eFormei's, so the app with the better star average is not the one people write more warmly about.

Banestes ships an update every 2 weeks, eFormei fortnightly. The most recent releases landed on October 17, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Banestes | eFormei |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (37 ratings)](https://appshunter.io/ios/app/banestes/id978346271/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/eformei-app-de-formatura/id1370217675/reviews)** |
| Number of ratings | **37** | 3 |
| Positive reviews | **40.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 135 MB | 41 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco do Estado do Espírito Santo SA](https://appshunter.io/developer/978346270) | [E-PLUG IN TECNOLOGIA LTDA](https://appshunter.io/developer/1748806256) |

## What reviewers say

### Banestes

[App page](https://appshunter.io/ios/app/banestes/id978346271)

Manage your finances with ease. Organize your home screen, make Pix transfers and payments, and access loans directly from your device. You can also open a new account within the app.

**Highlights:** Customizable home screen shortcuts, Pix transfers and scheduling, Favorite recurring transactions, Vehicle and debt payments, On-demand loan applications, Direct account opening

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### eFormei

[App page](https://appshunter.io/ios/app/eformei-app-de-formatura/id1370217675)

Manage your student finances with this app. Track payments, generate invoices, and access important documents. Stay informed with announcements and easily manage your account.

**Highlights:** Track paid invoices, Generate open and overdue invoices, Payment progress bar, Read announcements, Download contracts and files, Manage account password

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Banestes free?

Banestes is free to download, with no in-app purchases.

### Is eFormei free?

eFormei is free to download, with no in-app purchases.

### Which has better reviews, Banestes or eFormei?

eFormei is rated higher. Banestes averages 4.1 out of 5 from 37 ratings, while eFormei averages 5.0 from 3 ratings.

### Do Banestes or eFormei have ads?

Neither Banestes nor eFormei shows ads.

### Which is updated more often, Banestes or eFormei?

Banestes ships an update every 2 weeks, and eFormei fortnightly. Most recently, Banestes was updated on October 17, 2026 and eFormei on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*