# Langley Mobile Banking vs PTOFCU

The clearest difference is rating: Langley Mobile Banking at 4.9 against PTOFCU's 3.0. Langley Mobile Banking also leads on ratings volume (35K vs 2). PTOFCU's advantage is iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Langley Mobile Banking holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Langley Mobile Banking has 35K ratings behind it against 2, so its average is the more settled of the two.

Langley Mobile Banking ships an update every 6 months, PTOFCU every 5 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Langley Mobile Banking | PTOFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (35K ratings)](https://appshunter.io/ios/app/langley-mobile-banking/id978514451/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/ptofcu/id1030944930/reviews) |
| Number of ratings | **35K** | 2 |
| Positive reviews | 71.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 48 MB | 31 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Langley Federal Credit Union](https://appshunter.io/developer/573015584) | [PTO FCU](https://appshunter.io/developer/1261914646) |

## What reviewers say

### Langley Mobile Banking

[App page](https://appshunter.io/ios/app/langley-mobile-banking/id978514451)

Manage your finances on the go with this banking app. View balances, transfer funds, pay bills, and deposit checks using your phone's camera. It also allows you to manage credit cards and access your credit score.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and view payment history, Deposit checks using phone camera, Manage credit and debit cards, View FICO® credit score, Access statements and tax documents

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Fast and smooth experience
- 🔒 Extra security options
- 💡 Convenient features like locking cards and setting limits
- 👍 Easy to navigate and manage accounts

**What reviewers complain about**

- 🐛 Pending transactions not displayed
- 🐛 Inconsistent login experience
- 🐛 Difficulty accessing and paying bills
- 🐛 Compatibility issues with newer devices
- 🐛 Frequent app crashes and bugs after updates

**Reported bugs**

- Login issues after updates
- Inability to access accounts and make payments
- Inconsistent app performance and crashes

**Requested features**

- Notification for deposits and withdrawals
- Ability to view and pay on principle
- Easier access to bill pay and external account management
- Bring back the fast balance widget


### PTOFCU

[App page](https://appshunter.io/ios/app/ptofcu/id1030944930)

Manage your accounts conveniently 24/7 from your mobile device. Access account summaries, transfer funds, pay bills, and deposit checks remotely. Find nearby ATMs and branches with an integrated locator.

**Highlights:** Account Summary, Fund Transfers, Bill Payment, Remote Deposit Capture, ATM/Branch Locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Langley Mobile Banking free?

Langley Mobile Banking is free to download, with no in-app purchases.

### Is PTOFCU free?

PTOFCU is free to download, with no in-app purchases.

### Which has better reviews, Langley Mobile Banking or PTOFCU?

Langley Mobile Banking is rated higher. Langley Mobile Banking averages 4.9 out of 5 from 35K ratings, while PTOFCU averages 3.0 from 2 ratings.

### Do Langley Mobile Banking or PTOFCU have ads?

Neither Langley Mobile Banking nor PTOFCU shows ads.

### Which is updated more often, Langley Mobile Banking or PTOFCU?

Langley Mobile Banking ships an update every 6 months, and PTOFCU every 5 months. Most recently, Langley Mobile Banking was updated on October 28, 2026 and PTOFCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*