# monpay vs SocialPay

The clearest difference is update cadence: monpay at every 10 days against SocialPay's every 3 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for monpay against 3.7 for SocialPay. Both are backed by a comparable volume of ratings — 106 and 77 respectively. Written reviews are what separate them: 24% of monpay's written reviews are positive against 21% of SocialPay's.

monpay ships an update every 10 days, SocialPay every 3 weeks. The most recent releases landed on September 22, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | monpay | SocialPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (106 ratings)](https://appshunter.io/ios/app/monpay/id978594162/reviews) | **[3.7 (77 ratings)](https://appshunter.io/ios/app/socialpay/id1152919460/reviews)** |
| Number of ratings | **106** | 77 |
| Positive reviews | **24.0% of reviews** | 21.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 142 MB | 82 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Mobicom Corporation LLC](https://appshunter.io/developer/567384697) | [Golomt Bank](https://appshunter.io/developer/531302620) |

## What reviewers say

### monpay

[App page](https://appshunter.io/ios/app/monpay/id978594162)

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

**Highlights:** Simple, secure, and fast transactions, Flexible loan terms, Dark mode, Daily lifestyle mini-apps, Open market access, QR code payments, Discount coupons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SocialPay

[App page](https://appshunter.io/ios/app/socialpay/id1152919460)

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

**Highlights:** Money transfer by phone number, Voice-to-text transaction technology, Customizable app themes, Interbank transfers, Digital wallet for payments, Virtual debit/credit cards, International payments via UnionPay QR/Barcode

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is monpay free?

monpay is free to download, with no in-app purchases.

### Is SocialPay free?

SocialPay is free to download, with no in-app purchases.

### Which has better reviews, monpay or SocialPay?

SocialPay is rated higher. monpay averages 3.6 out of 5 from 106 ratings, while SocialPay averages 3.7 from 77 ratings.

### Do monpay or SocialPay have ads?

Neither monpay nor SocialPay shows ads.

### Which is updated more often, monpay or SocialPay?

monpay ships an update every 10 days, and SocialPay every 3 weeks. Most recently, monpay was updated on September 22, 2026 and SocialPay on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*