# monpay vs М bank

The clearest difference is iOS requirement: monpay at 13.0 against М bank's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.6 for monpay against 3.7 for М bank. Both are backed by a comparable volume of ratings — 109 and 63 respectively. Written reviews are what separate them: 24% of monpay's written reviews are positive against 20% of М bank's.

monpay ships an update every 9 days, М bank every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | monpay | М bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (109 ratings)](https://appshunter.io/ios/app/monpay/id978594162/reviews) | **[3.7 (63 ratings)](https://appshunter.io/ios/app/bank/id1455928972/reviews)** |
| Number of ratings | **109** | 63 |
| Positive reviews | **24.0% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 5 days** |
| Monetization | Free | Free |
| Size | 142 MB | 336 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Mobicom Corporation LLC](https://appshunter.io/developer/567384697) | [M LLC](https://appshunter.io/developer/1455928971) |

## What reviewers say

### monpay

[App page](https://appshunter.io/ios/app/monpay/id978594162)

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

**Highlights:** Simple, secure, and fast transactions, Flexible loan terms, Dark mode, Daily lifestyle mini-apps, Open market access, QR code payments, Discount coupons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### М bank

[App page](https://appshunter.io/ios/app/bank/id1455928972)

A next-generation, branchless digital bank that redefines traditional banking services. It aims to build an environment supporting individual financial health through innovative products and services.

**Highlights:** Branchless digital banking, Redesigned traditional banking services, Supports individual financial health, Next-generation banking experience, Innovative financial products

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is monpay free?

monpay is free to download, with no in-app purchases.

### Is М bank free?

М bank is free to download, with no in-app purchases.

### Which has better reviews, monpay or М bank?

М bank is rated higher. monpay averages 3.6 out of 5 from 109 ratings, while М bank averages 3.7 from 63 ratings.

### Do monpay or М bank have ads?

Neither monpay nor М bank shows ads.

### Which is updated more often, monpay or М bank?

monpay ships an update every 9 days, and М bank every 5 days. Most recently, monpay was updated on October 24, 2026 and М bank on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*