# monpay vs SocialPay Junior

The clearest difference is review sentiment: SocialPay Junior at 100% against monpay's 24%. SocialPay Junior also leads on rating (4.2 vs 3.6). monpay's advantage is ratings volume (109 vs 5) and update cadence (every 10 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SocialPay Junior holds the better App Store score, 4.2 against 3.6. That said, the two scores are not equally well evidenced: monpay has 109 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 24% of monpay's written reviews are positive against 100% of SocialPay Junior's.

monpay ships an update every 10 days, SocialPay Junior every 3 weeks. The most recent releases landed on October 17, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | monpay | SocialPay Junior |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (109 ratings)](https://appshunter.io/ios/app/monpay/id978594162/reviews) | **[4.2 (5 ratings)](https://appshunter.io/ios/app/socialpay-junior/id6449488130/reviews)** |
| Number of ratings | **109** | 5 |
| Positive reviews | 24.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 142 MB | 65 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [Mobicom Corporation LLC](https://appshunter.io/developer/567384697) | [Golomt Bank](https://appshunter.io/developer/531302620) |

## What reviewers say

### monpay

[App page](https://appshunter.io/ios/app/monpay/id978594162)

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

**Highlights:** Simple, secure, and fast transactions, Flexible loan terms, Dark mode, Daily lifestyle mini-apps, Open market access, QR code payments, Discount coupons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SocialPay Junior

[App page](https://appshunter.io/ios/app/socialpay-junior/id6449488130)

This app allows users to customize its appearance, easily transfer funds to friends, and manage various financial transactions. It supports topping up bus cards, withdrawing cash from ATMs, and making payments via QPay. Users can also add other bank cards for QR payments and access a mini-app menu for services like game top-ups and ticket purchases.

**Highlights:** Customizable app appearance, Easy fund transfers to friends, Bus card top-ups, ATM cash withdrawals, Interbank transfers, QPay payments, QR code payments, Mini-app access for various services

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is monpay free?

monpay is free to download, with no in-app purchases.

### Is SocialPay Junior free?

SocialPay Junior is free to download, with no in-app purchases.

### Which has better reviews, monpay or SocialPay Junior?

SocialPay Junior is rated higher. monpay averages 3.6 out of 5 from 109 ratings, while SocialPay Junior averages 4.2 from 5 ratings.

### Do monpay or SocialPay Junior have ads?

Neither monpay nor SocialPay Junior shows ads.

### Which is updated more often, monpay or SocialPay Junior?

monpay ships an update every 10 days, and SocialPay Junior every 3 weeks. Most recently, monpay was updated on October 17, 2026 and SocialPay Junior on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*