# 招联金融 vs 万达普惠

The clearest difference is ratings volume: 招联金融 at 1.5M against 万达普惠's 15K. 万达普惠's advantage is review sentiment (96% vs 72%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

招联金融 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: 招联金融 has 1.5M ratings behind it against 15K, so its average is the more settled of the two. Written reviews complicate that: 72% of 招联金融's written reviews are positive against 96% of 万达普惠's, so the app with the better star average is not the one people write more warmly about.

招联金融 ships an update every 4 weeks, 万达普惠 every 3 weeks. The most recent releases landed on September 27, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 招联金融 | 万达普惠 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.5M ratings)](https://appshunter.io/ios/app/id978599335/reviews)** | [4.7 (15K ratings)](https://appshunter.io/ios/app/id1117322012/reviews) |
| Number of ratings | **1.5M** | 15K |
| Positive reviews | 71.9% of reviews | **95.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 132 MB | 138 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [招联消费金融股份有限公司](https://appshunter.io/developer/978599334) | [上海万达网络金融服务有限公司](https://appshunter.io/developer/1676212621) |

## What reviewers say

### 招联金融

[App page](https://appshunter.io/ios/app/id978599335)

This app offers fast and convenient online loan applications using just your ID. Get approved and receive funds in as little as one minute, with loan amounts up to 300,000 yuan. Enjoy flexible repayment options and access a range of smart financial services.

**Highlights:** Online application with ID, Fast loan disbursement (as quick as 1 minute), High loan limits (up to 300,000 yuan), Negotiable interest rates and repayment terms, Cash loans, Installment shopping

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 万达普惠

[App page](https://appshunter.io/ios/app/id1117322012)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 招联金融 free?

招联金融 is free to download, with no in-app purchases.

### Is 万达普惠 free?

万达普惠 is free to download, with no in-app purchases.

### Which has better reviews, 招联金融 or 万达普惠?

招联金融 is rated higher. 招联金融 averages 4.9 out of 5 from 1.5M ratings, while 万达普惠 averages 4.7 from 15K ratings.

### Do 招联金融 or 万达普惠 have ads?

Neither 招联金融 nor 万达普惠 shows ads.

### Which is updated more often, 招联金融 or 万达普惠?

招联金融 ships an update every 4 weeks, and 万达普惠 every 3 weeks. Most recently, 招联金融 was updated on September 27, 2026 and 万达普惠 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*