# 招联金融 vs 度小满金融

The clearest difference is rating: 招联金融 at 4.9 against 度小满金融's 4.2. 招联金融 also leads on monetization model (free vs free with in-app purchases) and ratings volume (1.5M vs 54K). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

招联金融 holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: 招联金融 has 1.5M ratings behind it against 54K, so its average is the more settled of the two. Written reviews point the same way: 72% of 招联金融's written reviews are positive against 64% of 度小满金融's.

招联金融 ships an update every 4 weeks, 度小满金融 fortnightly. Both last shipped on October 29, 2026.

## The numbers

| Metric | 招联金融 | 度小满金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.5M ratings)](https://appshunter.io/ios/app/id978599335/reviews)** | [4.2 (54K ratings)](https://appshunter.io/ios/app/id1521217278/reviews) |
| Number of ratings | **1.5M** | 54K |
| Positive reviews | **71.9% of reviews** | 64.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 132 MB | 204 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [招联消费金融股份有限公司](https://appshunter.io/developer/978599334) | [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048) |

## What reviewers say

### 招联金融

[App page](https://appshunter.io/ios/app/id978599335)

This app offers fast and convenient online loan applications using just your ID. Get approved and receive funds in as little as one minute, with loan amounts up to 300,000 yuan. Enjoy flexible repayment options and access a range of smart financial services.

**Highlights:** Online application with ID, Fast loan disbursement (as quick as 1 minute), High loan limits (up to 300,000 yuan), Negotiable interest rates and repayment terms, Cash loans, Installment shopping

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 度小满金融

[App page](https://appshunter.io/ios/app/id1521217278)

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

**Highlights:** High loan limits up to 200,000 CNY, Transparent annual interest rates from 7.2%, Flexible repayment up to 12 installments, Secure personal information encryption, Curated investment products from licensed institutions, Wide range of insurance products, 1-on-1 insurance advisor service

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 招联金融 free?

招联金融 is free to download, with no in-app purchases.

### Is 度小满金融 free?

度小满金融 is free to download, with no in-app purchases.

### Which has better reviews, 招联金融 or 度小满金融?

招联金融 is rated higher. 招联金融 averages 4.9 out of 5 from 1.5M ratings, while 度小满金融 averages 4.2 from 54K ratings.

### Do 招联金融 or 度小满金融 have ads?

Neither 招联金融 nor 度小满金融 shows ads.

### Which is updated more often, 招联金融 or 度小满金融?

招联金融 ships an update every 4 weeks, and 度小满金融 fortnightly. Most recently, 招联金融 was updated on October 29, 2026 and 度小满金融 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*