# Secure Card vs smart pay

The clearest difference is in-app purchases: smart pay at none against Secure Card's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Secure Card sells 2 in-app purchases, starting at $0.99 per month. smart pay asks for nothing beyond the download.

Secure Card ships an update every 3 weeks, smart pay fortnightly. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Secure Card | smart pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (7 ratings)](https://appshunter.io/ios/app/secure-card-managercredit/id978893185/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 38 MB | 7 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Emanuele Floris](https://appshunter.io/developer/597490842) | [chaim bar](https://appshunter.io/developer/6793438992) |

## What reviewers say

### Secure Card

[App page](https://appshunter.io/ios/app/secure-card-managercredit/id978893185)

Organize and store all your payment and loyalty cards digitally in a secure virtual wallet. Reduce physical wallet bulk by creating a digital version for yourself and others. Offers a free trial for its subscription plans.

**Highlights:** Digital card storage, Virtual wallet creation, Shareable digital wallets, Secure card management, Subscription with free trial

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Access | $0.99 | per month |
| Unlimited Access | $9.99 | per year |


### smart pay

[App page](https://appshunter.io/ios/app/smart-pay/id6810337771)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Secure Card free?

Secure Card is free to download, with in-app purchases available.

### Is smart pay free?

smart pay is free to download, with no in-app purchases.

### Do Secure Card or smart pay have ads?

Neither Secure Card nor smart pay shows ads.

### Which is updated more often, Secure Card or smart pay?

Secure Card ships an update every 3 weeks, and smart pay fortnightly. Most recently, Secure Card was updated on November 1, 2026 and smart pay on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*