# Mobitel mCash vs BOC  SmartPay

The clearest difference is review sentiment: BOC  SmartPay at 67% against Mobitel mCash's 0%. BOC  SmartPay also leads on rating (3.5 vs 2.0) and ratings volume (20 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOC  SmartPay holds the better App Store score, 3.5 against 2.0. That said, the two scores are not equally well evidenced: BOC  SmartPay has 20 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of Mobitel mCash's written reviews are positive against 67% of BOC  SmartPay's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Mobitel mCash | BOC  SmartPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (4 ratings)](https://appshunter.io/ios/app/mobitel-mcash/id979143823/reviews) | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** |
| Number of ratings | 4 | **20** |
| Positive reviews | 0.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 50 MB | 46 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mobitel Pvt Ltd](https://appshunter.io/developer/549083411) | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) |

## What reviewers say

### Mobitel mCash

[App page](https://appshunter.io/ios/app/mobitel-mcash/id979143823)

Manage your mCash account directly from your smartphone with fast and convenient financial tools. This app allows for easy bill payments, money transfers, and contactless transactions, all secured and approved by the Central Bank of Sri Lanka.

**Highlights:** Self-registration, PIN or Biometric login, Contactless payment via LANKAQR, Send money, Pay various bills (mobile, utility, insurance, leasing), View transaction history, Dispute management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mobitel mCash free?

Mobitel mCash is free to download, with no in-app purchases.

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Which has better reviews, Mobitel mCash or BOC  SmartPay?

BOC  SmartPay is rated higher. Mobitel mCash averages 2.0 out of 5 from 4 ratings, while BOC  SmartPay averages 3.5 from 20 ratings.

### Do Mobitel mCash or BOC  SmartPay have ads?

Neither Mobitel mCash nor BOC  SmartPay shows ads.

### Which is updated more often, Mobitel mCash or BOC  SmartPay?

Mobitel mCash ships an update every 3 months, and BOC  SmartPay every 3 months. Most recently, Mobitel mCash was updated on October 5, 2026 and BOC  SmartPay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*