# Rate Alert vs Total Expert

The clearest difference is rating: Total Expert at 5.0 against Rate Alert's 3.2. Total Expert also leads on update cadence (fortnightly vs every 9 months). Rate Alert's advantage is ratings volume (11 vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Total Expert holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Rate Alert has 11 ratings behind it against 1, so its average is the more settled of the two.

Rate Alert ships an update every 9 months, Total Expert fortnightly. The most recent releases landed on October 5, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Rate Alert | Total Expert |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (11 ratings)](https://appshunter.io/ios/app/rate-alert/id979304599/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/total-expert/id6466641419/reviews)** |
| Number of ratings | **11** | 1 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 18 MB | 96 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [THINK BIG WORK SMALL, INC.](https://appshunter.io/developer/979304598) | [Total Expert, Inc.](https://appshunter.io/developer/1625479504) |

## What reviewers say

### Rate Alert

[App page](https://appshunter.io/ios/app/rate-alert/id979304599)

This app provides real-time mortgage-backed security information and customizable notifications to help users anticipate market changes. It aims to give users a significant advantage in saving deals by alerting them to pricing shifts and breaking news before they occur.

**Highlights:** Real-time MBS information, Customizable deal-saving notifications, Advance pricing change alerts, Live market volatility meter, Daily lock advice and commentary, Mobile home page widget

**Features:** macOS Compatibility

**In-app purchases:** none


### Total Expert

[App page](https://appshunter.io/ios/app/total-expert/id6466641419)

This app provides loan officers with a secure mobile platform for real-time SMS messaging, contact management, and task organization. It helps financial professionals build trust and grow relationships with borrowers through seamless communication and efficient workflow management, even when away from their desks.

**Highlights:** Real-time SMS messaging, Contact search, Task management, Note logging, Push notifications, Secure login with biometrics

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rate Alert free?

Rate Alert is free to download, with no in-app purchases.

### Is Total Expert free?

Total Expert is free to download, with no in-app purchases.

### Which has better reviews, Rate Alert or Total Expert?

Total Expert is rated higher. Rate Alert averages 3.2 out of 5 from 11 ratings, while Total Expert averages 5.0 from 1 ratings.

### Do Rate Alert or Total Expert have ads?

Neither Rate Alert nor Total Expert shows ads.

### Which is updated more often, Rate Alert or Total Expert?

Rate Alert ships an update every 9 months, and Total Expert fortnightly. Most recently, Rate Alert was updated on October 5, 2026 and Total Expert on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*