# PlanMode vs CapitPlan

The clearest difference is in-app purchases: CapitPlan at none against PlanMode's 3. CapitPlan also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. PlanMode sells 3 one-off in-app purchases. CapitPlan asks for nothing beyond the download.

PlanMode ships an update every 3 months, CapitPlan every 2 months. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | PlanMode | CapitPlan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (105 ratings)](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311/reviews)** | — |
| Number of ratings | **105** | — |
| Positive reviews | 76.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 36 MB | 85 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sawhney Systems](https://appshunter.io/developer/570593131) | [Moneyisle ISF Securities Ltd](https://appshunter.io/developer/1587340876) |

## What reviewers say

### PlanMode

[App page](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311)

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

**Highlights:** Lifetime wealth projections, Retirement savings gap analysis, Scenario testing for financial decisions, All-in-one financial dashboard, Detailed financial profile integration, Comparison of financial alternatives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Week Premium Activation | $0.99 | one-time |
| 1-Month Premium Activation | $5.99 | one-time |
| 1-Year Premium Activation | $19.99 | one-time |


### CapitPlan

[App page](https://appshunter.io/ios/app/capitplan/id1611297131)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PlanMode free?

PlanMode is free to download, with in-app purchases available.

### Is CapitPlan free?

CapitPlan is free to download, with no in-app purchases.

### Do PlanMode or CapitPlan have ads?

PlanMode shows ads; CapitPlan does not.

### Which is updated more often, PlanMode or CapitPlan?

PlanMode ships an update every 3 months, and CapitPlan every 2 months. Most recently, PlanMode was updated on October 15, 2026 and CapitPlan on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*